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Factores de riesgo financiero (i) Riesgo de capital

ESTADO DE EVOLUCION DEL PATRIMONIO NETO CONSOLIDADO (Valores expresados en miles de USD)

A. Factores de riesgo financiero (i) Riesgo de capital

(Dr. Abdul-Kalam).

523. Sometimes in life, we tend to run so fast, that we do not notice friends are running

with us. We only notice them when we fall and they stop to pick us.

524. A busy life makes prayers harder but prayers make a hard and busy life easier.

525. To get profit without risk, experience without danger, and reward without work is as

impossible as it is to live without being born (A.P. Goethe).

526. Messages are not for time pass, they silently say that I am thinking of you right now

and also making you to think of me for a moment.

527. Respect those who find time for you in their time table but love those who do not

consult their time table when you need them.

528. We came with the fear of not knowing anybody, but in the end we go with tears

529. If you wait to be happy you will wait forever but if you start to be happy you will be

happy forever.

530. Love is possible after friendship but friendship is not possible after love because

medicines work before death, not after death (W.A.Walter).

531. Good behaviour can cover the lack of good looks but good looks can never cover

the lack of good behaviour, so keep your behavior at the level best.

532. Spiritual maturity is a life long process of replacing lies with truth.

533. Do you know which the best part of life is? It’s simple when your family

understands you as a friend and your friends support you as your family.

534. Wining horses never know why they run. They run because of hunter-beats and

pain. Life is a race and God is your rider, so if you are in pain then think, Allah wants you to win.

535. You have not kept anything of the world but if you have hold four things then you

do not worry Truthfulness, Integrity, Politeness and Lawful earning.

536. A rain drop may look too small to eyes but somewhere a thirsty flower waits for its

fall.

537. Nothing is permanent in this world not even the troubles (Charlie Chaplin).

538. The most wasted day in life is the day in which we have not laughed (Charlie Chaplin).

539. Value of relation is not that how much one feels happy with someone but it is the

loneliness that one feels without someone.

540. I cannot understand why life introduced you to me but that is not the question to be

asked, question is how life knew that, I needed a friend like you.

541. Friendship needs no expectations, no promises, no demands, just wants sincerity,

trust, care and love.

542. Pakistan, the land of pure people where each day sun rises with a new hope and

enduring majesty. A land where love is heartfelt in warm hospitality. A land where history and ancient civilizations mystify at shrines of Sufi Saints. This is the land I belong to, this is the land, I will die for, and this land defines my identity

(Pakistan Zinda Baad).

543. The main difference between Allah and human, Allah gives, gives, gives and

forgives and we humans get, get, get and forget.

544. Friendship is not an examination to pass or fail, friendship is not a competition to

win or lose. It is a feeling which you care for someone more than yourself.

545. We love our self even after making so many mistakes then how can we hate others

546. If you start judging people, you will be having no time to love them. So do not

waste time in judging (Mother Teresa).

547. Do not compare yourself with anyone in this world. If you do so, you are insulting

yourself (Allen Strike).

548. A butterfly lives only for fourteen days, but still it flies joyfully capturing many

hearts, she knows that each moment in life is precious.

549. If you are struck between two options, just flip a coin in the air. It works not because

it solves the problem but because while the coin is in the air, you will get to know what your heart in really hoping for (George Philip).

550. Do not see others, do better than yourself. Beat your own records everyday. You

will surely get success because success is a fight between you and yourself.

551. A reputation once broken may possibly be repaired but the world will always keep

their eyes on the spot where the crack was.

552. A good relation is when someone hurts you, you do not hurt back. When someone

shouts at you, you do not shout back but when someone needs you, you always come back.

553. Bulloch loves fighting but hates to be a soldier, loves music but has a great contempt

for musician. He is kind, loving and gentle but hates to show it. Hot-blooded and hot- blooded, poor but proud with strange principles. He loves his new rifle and old wife. He will die but never step back from his words. He is loving and sincere friend but a deadly enemy (Firdous Jamal).

554. When my arms cannot reach people who are close to my heart. I always hug them

with my prayers.

555. Never blame a day in your life. Good days give happiness, bad days give

experience, worst days give lesson and best days give memories.

556. Whenever you miss someone, look at the sky. Although you might not see the

person there, but feel happy that you two are under the same sky.

557. To be most successful in life, always forget the problems that you faced in life. But

never forget the lessons that those problems taught you.

558. I love photos because the best thing about them is that, they never change even

when the people in them change (William Shakespeare).

559. Some battles have to be fought alone; some paths have to be crossed alone. So never

be emotionally attached with anyone, you never know when you have to walk alone.

560. The most selfish one letter “I” avoid it. Most satisfactory two letters “ we” use it.

Most poisonous three letters “ego” kills it. Most used four letters “love”, do it. Most pleasing five letters ‘smile” keep it. Fastest spreading six letters “rumor”, ignore it. Most

hardworking seven letters ‘success”, achieve it. Most enviable eight letters “jealousy” be away from it. Most essential nine letters “principle” have it. Most divine ten letters “friendship’ maintains it.

561. Silence and smile are two powerful tools, smile solves many problems and silence is

to avoid many problems. Use the tools and live happy.

562. A good way to change someone’s attitude is to change your own because the same

sun that melts snow also hardens clay. Life is as you think so.

563. Trust and fear, do not trust anybody except great Allah and do not afraid from

anybody but fear his own sin (Hazrat Usman R.A).

564. Richness and relation of crime, behind every great fortune, there is a crime (Henry De Balzac).

565. We say, it is impossible, Allah says, have faith in me, everything is possible. We

say, I am too tired. Allah says, my man, I will give you rest. We say, I cannot do it. Allah says, you have my blessings, you can do it. We say, I am not able, Allah says I am able. We say, I cannot forgive myself, Allah says, I forgive you.

566. New friends may be a poem, but old friends are alphabets; do not forget the

alphabets because you will need them to read the poem.

567. Allah says, try to walk in my way, I will make every way easy for you. Try to spend

your wealth in my way; I will make oceans of treasure for you. Try to leave your wills for me; I will make my wills for you. Try to bear pain in my way; I will open my care for you. Try to believe in me, I will make my power for you. At last, try to be mine; I will make everyone for you.

568. I live by faith and not by sight, so whether I see you or not, I know you are still the

same.

569. One day you will sit and think about the times you have shared with your best pals!

And most of them would be out of contact with you by then. You will miss them, and they might miss you too. So let’s decide that we will never forget each other and will remain in touch until we can because friendship and love are too precious things to loose.

570. A relationship does not shine by just shaking hands in best times but it blossoms by

holding hands firmly in critical situation.

571. Allah, enlighten whast is dark in me, strengthen what is weak in me, mend what is

broken in me, bind what is bruised in me, heal what is sick in me, straighten what is crooked in me and revive whatever peace and love has died in me (Amen).

572. Good things come to those who wait, better things come to those who try, best

573. Our body is fully made of water but whenever it hurts, blood comes out. Our heart is

full of blood; whenever it hurts the water comes from our eyes.

574. Good friends are life software, they enter your life. Scan your problems, exit your

tensions, download your solutions, delete your worries and save you in their heart.

575. Do you know why Allah created gap between your fingers? Because one day

someone who really loves you will come to fill those gaps by holding your hand forever.

576. Why does a man keep his wife’s photo in pocket? Because whenever he is in

trouble, he looks at the photo and say if I can face this, I can face anything

(Charlie Chaplin).

577. Do not try to have friends who can achieve great heights. Have a friend who can

hold you when you fall from the greatest height. Loyal friend is better than royal friends.

578. Life is like a novel and every day is a new page. If this page is sad, next will be

happy. So do not worry, turn the page and enjoy it.

579. Life is like a coin, pleasure and pain are the two sides. Only one side is visible at a

time but remember, other side is also waiting for its turn.

580. Human on earth, a little fish asked her mother, why we cannot live on earth? Mother

said, o my innocent child, earth is only made for selfish not for fish.

581. Sometimes people are nothing, you make them something and when they become

something, they feel that you are nothing.

582. I was a smoker! Once I read smoking in injurious to health, I quit smoking. I used to

drink wine, I read, wine is bad for health. I left drinking. I love someone, once I read, love is an illusion. You know what I did? I left reading (William Watson).

583. Two things never get defined in whole life. First is love because you never know

how deeply your lover loves you. Second friend because you never know how deeply they care about you.

584. Sometimes in life it is difficult to decide what is wrong? A lie that draws a smile or

the truth that draws a tear.

585. Life can be much happier and less stressful if we remember one simple thing. We

cannot have all that we desire, but Allah will give us all that we deserve.

586. While working, postmaster received a letter written by a small child who requested

God to send him 50 rupees. Postmaster sent it to finance minister as a joke. The finance officer ordered to send rupees 20 to small child thinking that it will be enough for the child. The little boy was delighted and decided to write a thank you note to God which read “Dear God, thank you very much for sending the money, however I noticed that you sent it through the finance minister office and those bloody donkeys deducted Rs: 30 in taxes.

587. Born with personality is an accident but dying as a personality is an achievement.

Your birth may be normal but your death should be history. Like all, trust few, follow none but learn from everyone. Practice like a devil but play like an angel. Do or die is an old concept. You should select do it before die.

588. Be slow in choosing friends and too slow in loosing them because friendship is not

an opportunity. But it is a sweet responsibility.

589. Good relations do not need any promise, any terms, and any condition. It just needs

two wonderful persons, one cool like me and one sweet like you.

590. Angel said, I cannot be everywhere to help so I created mother. Devil replied, me

too cannot be everywhere so I created (mother-in-law).

591. A man cannot be grand without money but money does not make a man grand.

592. Never walk away from true friends, when you see some faults, be patient, and

realize that nobody is perfect. It is affection that matters, not perfection.

593. The peak of pain in life is to sit near the person you love the most, knowing that the

person can never be yours.

594. Mobiles can be very irritating, have to buy card every weak, have to recharge

battery, messages get delsayed but there is one thing I love about this, it connects me to my dear ones.

595. Future is not what we planned for tomorrow, it is the result of what we do today (Anonymous).

596. Do not trust your heart, because it is not on the right side (William Shakespeare). 597. The greatest suggestion for live is do not love the one who is beautiful for the world

but love the one who makes your world beautiful (John Keats).

598. He who cannot forgive, breaks the bridge over which he himself must pass (George Herbert).

599. A good plan for today is better than a great plan for tomorrow. Look backward with

satisfaction and look forward with confidence.

600. A do not think of all the misery but of all the beauty that still remains (Anne Frank).

601. An arrow can be shot only by dragging it back. So when life is dragging you back

with difficulties, it means it is going to launch you for a big victory.

602. Socrates was once asked, what is the cure for love at 1st sight? He replied, take a

closer look second time.

603. Behavior is a mirror in which everyone displays his own image. Reflections cannot

604. Every sunset reduces one day from life but every sunrise gives one more day to

hope.

605. Relationships are precious do not take them for granted it is sad but true, the worst

pain in life is when someone you know turns into someone you knew.

606. You may fall in love with the beauty of someone but remember; finally you have to

live with character not with the beauty.

607. Be true to yourself and be less concerned with what others think of you. Do not

accept their definition of you but grow into a self definition of your own.

608. Do not show off yourself with artificial things because, the real confidence is in

your simplicity which show your character.

609. People fight for religion, die for religion but do not follow religion.

610. Ginious is one percent inspiration; ninety percent is perspiration (Thomas Alva Edison).

611. Fortunate are those who are blessed with sincere friends and the most fortunate are

those who do not ever lose the sincere friends.

612. Some people are so much important in our life not because we enjoy their company

but because we feel too much loneliness in their absence.

613. The way you treat yourself sets the standard for others.

614. Your night is as long as you decide to sleep, your destination is as far as you decide

to walk, your sky is as for as you would want to reach. All you need to do is rise. It is a new day, spring your wings and decide to fly.

615. Never worry about the delay of your success compared to others, because

construction of a pyramid takes more time than an ordinary building.

616. Mistake which makes us humble is better than an achievement which makes us

proud.

617. Never explain yourself to anyone because the person, who likes you, does not need

it and the person who dislikes you, does not believe it.

618. Loving hundred wrong persons may not affect your life but hating one right person

will leave you broken throughout your life.

619. Forget your own happiness by trying to create a little happiness for others,

remember, when you are good to others, you are best to yourself.

620. Sometimes people are nothing, you make them something. And when they become

something, they feel that you are nothing.

621. You best relation is the one who is the first one to come in your mind when you

622. We the Pakistanis work on the principle of rockets. It does not mean we aim for the

skies. It means we do not start working unless our tail is on fire.

623. Faith makes everything possible in life and love makes everything beautiful around. 624. It is very usual to ask, what is up? How are you? Had your lunch? How is life?

Everything ok? So let me ask you a real one. Did you smile today? If not, do it just now.

625. If you want to judge your relations, make a few mistakes as it is the only paint

where relationships show their originality.

626. Working towards success will make you a master, but working towards satisfaction

makes you a legend. So strive for excellence and be a legend.

627. Friendship requires little efforts, even when friends are busy with their own lives, a

simple sms reminds each other that you are not forgotten.

628. The greatest advantage of speaking truth is that you do not have to remember what

you said (Fancis Becon).

629. Between a thousand yesterdays and a million tomorrows, there is only one today and

I will not let it pass without remembering you in my prayers.

630. Yesterday, I was clever, so I wanted to change the world, today, I am wise. So I am

changing myself.

631. Funny exymorons! An oxymoron is usually defined as a phrase in which two word

of contradictory meaning are brought together, clearly misunderstood, exact estimate, small crowd, act naturally, found missing, fully empty, pretty ugly, seriously funny, only choice, original copies, and the mother of all happily married.

632. Do not limit yourself and always take risks because success is beyond the risks. 633. There are only two persons who ace failure in life. One who does not listen to

anyone and other, who listens to everyone.

634. If we both exchange one dollar, we both have one dollar each. But if we exchange

one good thought we both have two good thoughts (Abraham Lincion).

635. Friends and medicines play the same role in our life both take care of us in our