DE SUS CARACTERÍSTICAS SEGÚN REGIONES Y ÁREAS URBANAS
4. PROBLEMAS DE ADICCIONES SEVERAS EN LAS FAMILIAS SEGÚN
4.4. ADICCIÓN AL ALCOHOL
A: Cruise Itinerary Change
You are coveredIn the event of the cancellation of a scheduled port visit due to adverse weather or timetable restrictions, as confirmed by the tour operator in writing, the Insurer will compensate you up to the amount in the Summary of Cover table for each missed port, provided that you obtain in writing from the carrier a statement confirming the reason for the missed port.
Special exclusions which apply to section 21A
In addition to the General Exclusions of the policy, the Insurer shall not be responsible for;
1. Claims arising from missed port caused by strike or industrial action if the strike or
industrial action was notified at the time the insurance was purchased;
2. Your failure to attend the excursion as per your original itinerary;
3. Claims arising from when your ship cannot put people ashore due to a scheduled tender
operation failure;
4. Claims where a monetary amount (including on board credit)of compensation has been
offered by the ship or tour operator.
B: Room Cabin confinement
You are coveredUp to £50 per day due to your compulsory quarantine or on the orders of the ship’s doctor or another medical practitioner on board the ship outside your home area, up to a maximum of £500 as a result of illness or injury.
confining you to your cabin, as soon as possible.
Special exclusions which apply to section 21B
We will not cover the following:
1. Any additional period of confinement or compulsory quarantine:
• Relating to treatment or surgery, including exploratory tests, which are not directly related to the injury or illness which made your confinement necessary. • Following your decision not to be repatriated after the date when in our
opinion, it is safe to do so.
2. Confinement or necessary quarantine:
• Relating to any form of treatment or surgery which in our opinion (based on information received from the ship’s doctor or other medical practitioner in attendance), can be delayed reasonably until your return to your home area. • As a result of a tropical disease where you had not had the recommended
inoculations and/or taken the recommended medication.
C: Unused Excursions
You are coveredUp to the amounts shown on the Summary of Cover table, for the cost of excursions pre- booked in the United Kingdom, which you were unable to use as a direct result of being a hospital in-patient due to an accident or illness which is covered under the Emergency Medical Expenses section of this policy.
Special exclusions which apply to section 21C
In addition to the General Exclusions of the policy, the Insurer shall not be responsible for;
1. Claims where the Emergency Assistance Service has not been contacted and a
recommended hospital has been appointed;
2. Claims made against the Hospital Benefit Section.
3. Claims arising directly or indirectly as a result of negligence or malpractice of the person(s)
carrying out any form of renal dialysis that you receive during the period of insurance.
D: Cruise Interruption
You are coveredUp to the amount shown on the Summary of Cover table for additional travel and accommodation expenses incurred to reach the next port in order to re-join the cruise, following:
• Your Passport being lost after your international departure but before embarkation of your planned cruise or during dis-embarkation ashore on one of the scheduled stops as a result of loss or theft
We will not cover claims arising directly or indirectly from: • The excess shown in the table of benefits
• Claims where less than 25% of the trip duration remains
• Any known pre-existing medical condition affecting you unless you have declared all pre-existing medical conditions to us and we have written to you accepting the medical conditions for insurance.
• For any loss of passport not reported to the police or other authority within 48 hours of discovery and which you do not get a written report
• For any passport that are legally detained or held by any customs or any other officials
• Passports that you do not carry with you on your person (unless they are held in a locked cabin or safety deposit box).
• Any passport that you lose or are stolen while they are not in your control or while they are in the control of any person other than an airline or carrier.
Special conditions which apply to section 21D
Under this policy you must:
1. Prior to arranging any additional travel, contact us so that we can approve and assist with
any travel arrangements. Failure to do so can result in the claim being declined.
2. You must also obtain a medical certificate from the medical practitioner in attendance to
confirm the details of your unforeseen illness or injury.
3. Report the loss or theft of the passport to the police within 48 hours of discovering it, and
get a written police report for.
Please read the general conditions and exclusions.
E: Emergency Evening Wear
You are cover for:Up to the amount shown on the Summary of Cover table for any evening dress/attire that is lost, stolen or damaged during the trip. We will cover the additional costs to hire replacement evening wear or the cleaning costs that are necessarily incurred.
We will not cover claims arising directly or indirectly from: • Property that you leave unattended in a public place
Special conditions which apply to evening dress hire Under this policy you must:
1. Support the claim with written confirmation of the loss or damage 2. Supply the receipt showing the cost of the hire or cleaning costs
Please read the general conditions and exclusions.