ANEXO II: PR-MAIN-001_CONSULTORÍA

The software is structured in such a way that each subsystem is selected and executed independently. The task is divided into several modules, which come together to give the solution to the problem. The modules are as follows:

1. New Account: In this module, the customer gives there information to enroll a new account with the bank. The information is all about their contact details. They can change their own login and password for their future use of the credit card.

2. Login: In Login Form module presents site visitors with a form with username and password fields. If the user enters a valid username/password combination they will be granted access to additional resources on website. Which additional resources they will have access to can be configured separately.

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3. Security information: In Security information module it will get the information detail and its store’s in database. If the transaction is suspected to be fraudulent then the Security information module form arises. It has a set of question where the user has to answer the correctly to move to the transaction section. It contain informational privacy and informational self-determination are addressed squarely by the invention affording persons and entities a trusted means to user, secure, search, process, and exchange personal and/or confidential information.

4. Transaction: The method and apparatus for pre-authorizing transactions includes providing a communications device to a credit card owner. The credit card owner initiates a credit card transaction by communicating to a credit card number, and storing therein, a distinguishing piece of information that characterizes a specific transaction to be made by an authorized user of the credit card at a later time. The information is accepted as "network data" in the data base only if a correct personal identification code (PIC) is used with the communication. The "network data" will serve to later authorize that specific transaction.

The credit card owner or other authorized user can then only make that specific transaction with the credit card.

5. Verification: Verification information is provided with respect to a transaction between an initiating party and a verification-seeking party, the verification information being given by a third, verifying party, based on confidential information in the possession of the initiating party. In verification the process will seeks card number and if the card number is correct the relevant process will be executed. If the number is wrong and the user tried it three times, mail will be sent to the user saying the card no has been block and he can’t do the further transaction.

6. Deposit Module: This module is used to credit customers account through bank transaction. This is done in the banking hall.

7. Withdrawal Module: The module debits customers account. The basic requirement for this is customers account no and signature.

8. Statement of Account: This module enables the user to view account statement of the customer.

112 4.4.5 Input/output Format

The lists of input forms that are available for the users to use in this new system include:

a. Login specification b. Customer login form c. Account opening form

d. Customer’s picture uploads form e. Customer cash deposit form f. Cash withdrawal form

g. Customer account pin verification form h. Customer transaction profiling form i. Credit card details verification form j. Account statement form

k. Fraud transaction alert form Login Form

Fig. 4.6 contains the login specification for bank staffs which includes the username and the password. Once the specification is entered, clicking on the login button will validate the data before launching the user on the staff sub system.

Fig. 4.6: Login Form User Name Password

Login Form

Close Log In

Login Form

113 Customer Login form

Fig. 4.7 contains the login specification for bank customers which includes the account no and the pin code. Once the specification is entered, clicking on the login button will validate the data before launching the user on the customers sub system.

Fig. 3.31: Customer Login Form

Fig. 4.7: Customer Login form

Account Opening Form

This form is used to open new account for a customer in the bank. The specifications as contained in the form in Fig. 4.8 must be fully entered.

Fig. 4.8: Account Opening Form

Customer’s Picture Upload Form

Fig. 4.9 requires the entry of customer’s account no and picture scan. Once the specifications entered, click on the upload button to upload the picture to the database server.

Customer Login Form

Login Form Account No

Pin

Close Log In

Surname

Phone No First Name

Customers Account

Account Type

Close Submit

E-Mail

Address

Account No Card No Amount Next of Kin Phone Address Date

New Account

114 Software Request Approval Form

Fig. 4.9: Customer’s Picture Upload Form

Customer Cash Deposit Form

This form is used to enter customers deposit in the bank. It is required that the fields specified on the form must be entered for the transaction to be submitted. Figure 4.10 contains customer cash deposit form such as deposit details and customer cash deposit form.

Fig. 4.10: Customer Cash Deposit Form Account No

Customers Picture Upload Form

Close Upload

Upload Picture Form

Picture

Account No Account Name

Close Post

Deposit Details Name of Depositor

Date Amount

Cash Deposit Form

Customer Cash Deposit Form

115 Cash Withdrawal Form

This form is used to enter withdrawal details of customer transaction in the bank. Figure 4.11 contains cash withdrawal and withdrawal details.

Fig 3.35: Customer Cash Withdrawal Form

Fig. 4.11: Cash Withdrawal Form

Customer Account pin verification Form

Fig. 4.12 contains the account pin specification for bank customers which includes the account no and the pin code. Once the specification is entered, clicking on the verify button will perform the authentication by validate the data before launching the customer to second form.

Fig. 4.12: Customer Account pin verification Form Account No

Account Name

Close Post

Withdrawal Details Teller no

Date Amount

Cash Withdrawal Form Customer Cash Withdrawal

Account No

Login Form

Credit card Pin E-Payment Form

Close Verify

116 Customer Transaction profiling Form

Fig. 4.13 captures the transaction amount and then the multi-agents will use the data mining to collect customers profile and diagnosis agent will diagnose the transaction based on the profile and then pass then information to reporting agent.

Fig 4.13: Customer Transaction profiling Form

Credit card details verification form

The specification in Fig. 4.14 below must be completed and verified before the transfer can go through.

Fig 3.38: Credit card details verification Form Fig. 4.14: Credit card details verification form

Amount

Transaction Amount Form

Date

Customer Profiling Form

Close Continue

Surname

Card No First Name

Third level Authentication Form

Account No

Close Transfer

Account No Name Amount Bank Date

Transfer To Credit Card Details

117 Account Statement

Fig. 4.15 displays all the customers’ transaction details in a statement of account format.

Fig 4.19: Software Asset Inventory Report

Fig.4.15: Account Statement

Fraud Transaction Alert

Fig. 4.16: contain fraud transaction alert such as: Date, Amount, Account N0., and Action Taken.

Fig 4.22: Fraud Transaction Alert

Fig. 4.22 displays suspected fraudulent transaction alert.

Fig. 3.40: Fraud Transaction Alert Fig 4.16: Fraud Transaction Alert

4.4.6 Machine Learning (Expert Driven Approach) Algorithm