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3. LA FGM Y LOS DERECHOS HUMANOS

3.1. Cuáles son los Derechos Violados Frente a la FGM

The procedure adopted for conducting the research require a lot of Attention as it has direct bearing on accuracy, reliability and adequacy of results. It is due to this reason that research methodology, which we used at the time of conducting the research, needs to be elaborated upon. It may be understood as a science of study how research methods, but also considers the logic behind the method used in the context of the research study. Research methodology is a way to systematically study and solve the research problem. If a researcher wants to claim his study as a good study, he must clearly state the methodology adopted in conducting the research, so that it was be judged by the reader whether the methodology of work done is sound or not.

The research methodology

includes:-4) Research design

5) Data collection method

6) Analysis and interpretation of data 7) Limitation of study

3.1 OBJECTIVE OF THE STUDY

Objectives are the ends that states specifically how goal be achieved. Every study must have an objective for which all the efforts have been done. Without objective no research can be conducted and no result can be obtained.

On the basis of objective all the research process is followed. Objectives are the main aspect of every study.

The objective of the study gives direction to go through the research problem. It guides the researcher and keeps him on track. I have two objectives regarding my research project.

These are shown below:- A. Primary objective

B. Secondary objective

 A. Primary

objective:-1) To study the software used in PNB Bank.

2) To analyze the financial statements of the corporation to assess its true financial position by the use of ratios.

B. Secondary

objective:-1) To find out the shortcomings in PNB Bank.

IMPORTANCE OF THE STUDY

-By “FINANCIAL PERFORMANCE ANALYSIS OF ICICI Bank” we would be  able to get a fair picture of the financial position of ICICI Bank.

-By showing the financial performance to various lenders and creditors it is possible to get credit in easy terms if good financial condition is maintained in the company with assets outweighing the liabilities.

-Protecting the property of the business -Compliance with legal requirements.

3.2 MEANING OF RESEARCH

Research is defined as “a scientific and systematic search for pertinent information on a specific topic”. Research is an art of scientific investigation. Research is a systematized effort to gain new knowledge. It is a careful investigation or inquiry especially through search for new facts in any branch of knowledge. Research comprises defining and redefining problem, formulating, hypothesis or suggested solutions.

Making deductions and research conclusion to determine whether they if the formulating hypothesis.

Research is thus, an original contribution to the existing stock of knowledge making for its advancement. The search for knowledge through objective and systematic method of finding solutions to a problem is research.

3.3 RESEARCH PROBLEM

researcher has to face many problem which conducting any research that’s why problem statement is defined to know which type of problem a researcher has to face while conducting any study.

It is said that:

“Problem well defined is problem half solved” .

Basically a problem statement refers to some difficulty, which researcher experience in the context of either a theoretical or practical solution or wants to obtain the solution for the same.

Hare the problem statement is:

“To make financial analysis statement of PNB Bank”.

3.4 RESEARCH DESIGN

 A research design is the arrangement of conditions for collection and analysis of data in a manner that aims to combine relevance to the research purpose with economy in procedure. Research design is the conceptual structure with in which research in conducted. It constitutes the blueprint for the collection measurement and analysis of data. Research design includes an outline of what the researcher will do form writing the hypothesis and it operational implication to the final analysis

specifying which approach will be used for the gathering and analyzing the data. It also include the time and cost budget since most studies are done under these two constraints. The design is such studies must be rigid and not flexible and most focus attention on the following:

What is the study about?

Why is the study being made?

Where will the study be carried out?

What type of data is required?

What period of time will the study include?

What will be sample design?

How will the data analyzed?

Type of research

design:-I. Exploratory research design II. Experimental research design III. Descriptive research design IV. Diagnostic research design

I. Exploratory research design:- This research design is preferred when researcher has a vague idea about the problem the researcher has to explore the subject.

II. Experimental Research Design:-  The research design is used to provide a strong basis for the existence of casual relationship between two or more variables.

III. Descriptive Research Design:- It seeks to determine the answers to who, what, where, when and how questions. It is based on some previous understanding of the matter.

IV. Diagnostic Research Design:- It determines the frequency

RESEARCH DESIGN USED IN THE STUDY:

Descriptive research design is used in this study because it will ensure the minimization of bias and maximization of reliability of data collected. Descriptive study is based on some previous understanding of the topic. Research has got a very specific objective and clear cut data requirements the researcher had to use fact and information already available through financial statements of earlier years and analyze these to make critical evaluation of the available material.

Hence by making the type of the research conducted to be both Descriptive and Analytical in nature.

3.5 DATA COLLECTION METHOD

The process of data collection begins after a research problem has been defined and research design ahs been chalked out.

There are two types of data –

PRIMARY DATA

-It is first hand data, which is collected by researcher itself.

Primary data is collected by various approaches so as to get a precise, accurate, realistic and relevant data. The main tool in gathering primary data was investigation and observation. It was achieved by a direct approach and observation from the officials of the company.

SECONDARY DATA

-It is the data which is already collected by someone else.

Researcher has to analyze the data and interprets the results. It

Type of data used in the

study:-The required data for the study are basically Secondary in nature and the data are collected

from- The audited reports of the company.

  INTERNET:- which includes required financial data collected from PNB Bank official website i.e.

www.pnbindia.in and some other website on the internet for the purpose of getting all the required financial data of the bank.

3.6 ANALYSIS AND INTERPRETATION

The data collected were edited, classified and tabulated for analysis. The analytical tools used in this study

are:- Comparative balance sheet

Ratio analysis

Cash flow statement

3.7 LIMITATION OF THE STUDY

Difficulty in data collection.

Limited knowledge about the bank in initial stage.

  The analysis and interpretation are used on secondary

  Inter firm comparison was not possible due to the non availability of competitors data.

The study of financial performance can be only a mean to know about the financial condition of the company and cannot show a through picture of the activity of the company.

CHAPTER NO. 4

DATA ANALYSIS AND INTERPRETATION