A 1)
When a person is derisive of others, his livelihood diminishes.
2)
The words of the Sages bring prosperity.
3)
A person will lose his wealth because he shows no compassion for others.
4)
One who withstands a test of his morality merits great wealth despite his enemies.
5-6)
An occupation is a great thing; God Himself advised man that he must engage in some form of work. [But if a person has no choice, he should] borrow in order to eat.
7)
[A farmer] who wants to grow wealthy should use a lean animal when ploughing.
8)
A man should spend less than what his income allows for food and drink, clothe himself in accordance with his means and honor his wife and children by buying them things which are even beyond what he can afford.
9)
Poverty in one's home is worse than fifty plagues.
10)
A man's wife won't die unless he is first approached for money and has none to give.
11)
The ability which the nations have to steal from the Jews comes from their learning the Written Law.
12)
Drinking wine leads to poverty.
13)
Anyone who possesses true knowledge must eventually prosper.
14)
A person who steals from his neighbor is made impure by a chance nocturnal discharge.
15)
Any new insight which a person gains carries with it great wealth.
16)
As soon as the money of a Jew falls into the hands of a gentile it is instantly purged [of the special quality it acquires from Jewish ownership].
17)
A person whose children are starving is spared from death by fire, one of the four judicial forms of capital punishment.
18)
One who transgresses a Rabbinical enactment grows poor.
19)
A person who breaks his desire for food merits living in a beautiful house.
20)
[God's providing] man with his livelihood is as great [a miracle] as His splitting the Red Sea. It is even greater than bringing the Final Redemption and twice as great as the miracle of childbirth.
21)
Once a person has been put in charge of the public's welfare he becomes wealthy.
22)
The incense in the Holy Temple brought wealth [to the one who burnt it].
23)
You need not worry that someone will take away your livelihood. Against his will he will call out your name for you to take what is rightfully yours.
24)
There are four things which cause a businessman's possessions to be taken away from him: if he delays paying his workers' salaries; if he outright refuses giving them their wages; if he shirks on an obligation and instead places the burden on a neighbor; and haughtiness.
25)
A change of place and name improve one's livelihood.
26)
Rains are withheld because of a failure to tithe the land's produce, slander, disrespectful behavior, disrupting Torah study and the crime of theft.
27)
Rainfall can be restored through many prayers.
28)
Faith in God will increase your livelihood.
29)
When there is prosperity in the world, sickness is diminished.
30)
Those who publicly pledge to charity but do not give, prevent the rains from falling.
31)
Disgusting behavior in one's home leads to poverty.
32)
Three things cause poverty: urinating in the nude in one's bedroom, taking lightly the enactment to wash one's hands before eating and a man's wife cursing him to his face.
33)
Tithing is a segulah for increased wealth specifically in the Land of Israel.
34)
Honoring the Torah and honoring the Shabbat are a segulah for wealth.
35)
The olive-size helping of bitter herbs eaten on Passover is segulah for earning a living.
36)
Writing a Torah scroll is a segulah for earning a living.
37)
When the daughter of a kohain marries a regular Jew or when the daughter of a Torah scholar marries an ignorant Jew, she causes her husband to suffer poverty.
38)
Associating with someone while his fortune is going good will prove beneficial for one's own prosperity.
39)
The person who loves God in his eating, drinking and other physical pleasures merits sustaining many nations.
40)
One who despises money is rewarded with long life.
41)
A person who searches for treasures hastens his own death.
42)
Whoever has not rectified the sins of his youth becomes poor.
43)
When a person struggles day and night in search of a living but still does not have enough, he should make amends by bringing people closer to God.
44)
When a person breaks something unintentionally, it attests to his being a sinner.
45)
A person who has a burning desire to work the land is certainly worthless.
46)
In whatever you do, ask the Tzaddik to pray on your behalf.
47)
Joy is always propitious for success.
48)
A man must take heart when involved in any worldly undertaking.
49)
If a person turns to God while suffering, his livelihood is doubled and will comes flying into his hands like a bird.
50)
For the sin of not tithing the land's produce, wages are lost and people run after their living without success.
51)
The rains come on account of the individual, livelihood on but the individual whose merit is account of the many, strong has the power of many.
52)
Sanctifying [the Sabbath and holidays by reciting the blessing] over wine brings the rains and causes a person's prayers to be heard.
53)
When a person has in his house a Torah scroll which once belonged to his father, he is rewarded with wealth.
54)
Rain falls in the merit of one man, one field and a singular blade of grass; as well as in the merit of the land, deeds of lovingkindness and because of suffering [endured].
55)
Rainfall is held back because of idolatry, immorality, when a Tzaddik has not been properly eulogized and when people interfere with the livelihood of others.
56)
One who suffers poverty is spared the punishment of hell.
57)
Misusing God's Holy Names brings poverty and death, even to the one who can object but does not.
58)
The Holy One exacts judgement on behalf of a person who has a mouthful of complaints against his neighbor and still remains silent.
59)
When a person sees that his income is limited, he should give charity.
60)
Anxiety and distress over one's livelihood saps a person strength.
61)
Immorality brings poverty.
62)
A Tzaddik who has no luck when it comes to earning a living will sometimes have opponents sent against him. He is then given the income which was coming to them.
63)
A person who works in construction puts himself in danger.
64)
Modest behavior is particularly propitious for gaining wealth.
65)
Once coveting and envy spread in the world, people began interfering with the livelihood of others.
66-68)
A person's livelihood diminishes when he judges others unfavorably, when he dilutes the alcoholic beverages [which he sells] or when he follows the advice of a person who persuades him [to turn against God].
69)
When a person sins out of spite, he becomes impoverished though no one will believe that he is poor.
70)
One who makes use of unholy names and magic becomes poor.
71)
When consumption, a disease which weakens the body, affects a member of one's family, it is a sign of impending poverty.
72)
When a man suffers some embarrassment,it is a sign that he will soon become poor.
73)
When a person despises money, Heaven shows him the [right] path to follow.
74)
Occassionally, a person who deserves to die a death of Divine extermination suffers poverty instead.
75)
A poor [man] is confused like a drunkard.
76)
Fraudulent practices make one poor.
77)
A person who acts hastily, without presence of mind, falls into debt.
78)
Ruining a man's means of income is akin to killing him.
79)
A person should always maintain possession of his inheritance, never selling or exchanging it.
80)
One who lusts for money falls from his [spiritual] level.
81)
Atheism leads to poverty.
82)
A person who is poor should work diligently to provide sustenance for those who seek the service of God.
83)
Faith is beneficial for one's livelihood.
84)
Soreness of the eyes is a sign of poverty.
85)
When a person is humble, his livestock multiplies.
86)
By giving charity, a person merits earning his living.
87)
When a person gives money to sorcerers, he will have to earn his living by working in non-Jewish homes.
88)
The words of the Tzaddik bring sustenance.
89)
When a person is depressed, his income suffers.
90)
Give charity and you will prosper.
91)
Too much sleep makes one poor.
92)
One who is diligent in Torah and charity merits wealth.
93)
Honor your wife and you will become rich.
94)
The blessing in a man's house comes only because of the honor he has shown his wife.
95)
When a person takes usury for lending money, the value of his property plummets and never recovers.
96)
Forbidding the singing of frivolous songs brings down prices.
97)
A person without a livelihood should occupy himself with Torah study and then pray for sustenance. His prayers will certainly be accepted.
98)
A person should never sell the first [property] he ever purchased.
99)
One who takes away his friends means of income is considered wicked.
100)
Were it not that he has grown haughty, a person would never have the audacity to harm his neighbor. lol)Leaving food crumbs [to be trampled on] brings poverty.
102)
Wealth is a masculine aspect, whereas poverty is from the feminine side.
103)
Soreness of the eyes is a sign of impending harm, 104)
Whatever you want, be it wisdom, wealth or children, You should first strive to attain it through natural means and then plead for mercy that these means prove successful.
B 1)
A year which is economically prosperous is also a year of physical health.
2)
A person with a burning desire to work the land will come to one of three things:
bloodshed, leprosy or drunkenness.
3)
Fearing God and acting kindly to others saves one from being harmed by fire and brings him his livelihood.
4)
Wherever there is a decline in the practice of Torah Law there is a decline in prosperity. On the other hand, [adherence to Torah law increases prosperity].
5)
Supportive proofs from the Torah for Rabbinical enactments bring abundant prosperity to the world. This is because there are a number of teachings which have no explicit verse in the Torah upon which they are based and the Rabbis labored to find some supportive reference [for their enactment].
6)
The Holy One will occassionally boast to Satan about a righteous gentile. [By
distracting Satan in this way,] God is then able to provide the Jews with prosperity free of any opposition [from Satan's forces].
7)
When a person yearns to be buried in the Land of Israel, he is blessed with a livelihood of plenty.
8)
A person should take part [in the preparations] for a meal which is being held in honor of some mitzvah, even if it means that he has to chop fire wood. While chopping, he should keep in mind that he is splitting and separating the bad from the good which exists in the Tree of Knowledge. By doing so, he will merit earning his livelihood.
9)
By returning to God in repentance, you will be able to earn your living easily.
10)
One who fulfills, "Your neighbor's money should be as precious to you as your own"
(Avot 2:12), merits praying with an attentive heart.
11)
So great is the value of living from the fruits of one's own labor that a person who does so can recognize God's glory in a way which even the angels cannot.
12)
The blessing which descends from Heaven alternates in form; at times appearing as fire, at other times as water, stone or any of the other forms. These changes are in accordance with the changes which take place amongst the angels: sometimes they are sitting and at other times standing, occassionally they are feminine and at other times masculine. All these changes effect both macrocosm and microcosm. Man's will also alternates according to these changes. At times he wants one thing and at other times he wants some other will.
13)
A person prospers financially in accordance with [the holiness which he exercises in]
sexual matters.
14)
The quality of a generation's elders determines its economic well-being.
15)
Taking usury causes one to lose his fear of God.
16)
One who takes usury for lending money will not find anyone willing to speak favorably of him.
17)
A person who guards against transgressing the prohibition forbidding coveting is saved from anger and haughtiness, and the lack of faith which comes as a result of these two evil traits.
18)
Conducting one's business affairs faithfully nullifies curses.
19)
One who is obliged to borrow from others is comparable to an animal.
20)
When an agent of an important individual tries unsuccessfully to convince an ordinary person to sell some object to his client, he should pray for the ordinary person to accept the offer and agree to the sale.
21)
If a person rules over his evil inclination, his children will not follow evil ways and because of this he will prosper monetarily and not be put to a test.
22)
Travel brings a person to slander, idolatry, licentiousness and bloodshed. These sins diminish one's livelihood.
23)
Because of the charity given to the poor people of Eretz Yisrael, a person prospers monetarily.
24)
Fires rage in the world in order to consume the wealth of idolatry.
25)
When a new king or minister takes over, he brings with him a revival and improvement in the standard of living.
26)
When a person's living comes from the business he does with gentiles during their holiday season, or even at other times of the year but involves his doing something which establishes their idolatry, his wife's menstrual flow will begin soon after her ritual immersion.
27)
A person who causes a rift between a man and his wife - talking to the husband about how beautiful his wife is and telling the wife degrading things about her husband will, because of his actions, find it difficult toearnaliving.
28)
A person is sometimes spared having to rend his garments in mourning because his merchandise and property are spread around and not in one area.
29)
The biggest businessman in a town is its light.
MAPELET