4. ANÁLISIS FINANCIERO
4.3 Análisis de Liquidez De Mutualista Pichincha
4.3.2 Efecto de la Titularización en la Liquidez
B. The individual is at least age 18 years.
C. There is evidence of Conduct Dis order with onset before age 15 years [as evidenced by at least two of the following:]
105. You’ve said that before you were (1) (Before ihe age of 15) often bullied, 15. YOU would [Bcfort' >ou U'en' lluealeued. or iuliiuidaled otlu'is 15, would you] hviily or threaten
other kids.
(2) (Before the age of 15) often initi ated physical fights
(3) (Before the age of 15) used a weapon that can cause serious physi cal harm to others (e.g., a bat, brick, broken bottle, knife, gun)
TeU me about that.
106. You’ve said that before you were 15, you would [Before you were 15, would you] start fights. How often?
107. You’ve said that before you were 15, you h u rt o r th re a te n e d someone [Before you were 15, d id you hurt or threaten some one] with a weapon, like a bat, brick, broken bottle, knife, or gun.
TeU me about that.
108. You’ve said that before you were (4) (Before the age of 15) was physi- 15, you d eliberately tortured cally cruel to people
som eone o r cau sed someone p h y sic a l p a in and suffering. [Before y o u were 15, did you deliberately torture someone or cause som eone physical pain a n d suffering?]
W hat did you do?
? 1 2 3 ? 1 2 3 122 123 ? 1 2 3 ? 1 2 3 ? 1 2 3 124 125 126
APD
109. You’ve said that before you were (5) (Before the age of 15) was physi- 15 you tortured or hurt animals cally cruel to animals
on purpose. [Before you were 15, did you torture or hurt ardmals on purpose?]
What did you do?
110. You’ve said that before you were (6) (Before the age of 15) stole while 15, you robbed, mugged, or fore- confronting a victim (e.g., mugging, ibly took [Before you were 15, purse snatching, extortion, armed did you rob, mug, or forcibly robbery)
take] something from someone by threatening him or her. Tell me about that.
111. You’ve said that before you were (7) (Before the age of 15) forced 15, you forced someone [Before someone into sexual activity
you were 15, did you force some one] to have sex with you, to get undressed in front of you, or to touch you sexually.
TeU me about it.
112. You’ve said that before you were 15 you [Before you were 15, did you] set fires.
TeU me about that.
(8) (Before the age of 15) deliberately engaged in fire setting with the inten tion of causing serious damage
113. You’ve said that before you were (9) (Before the age of 15) deliberately 15, you deliberately destroyed destroyed others’ property (other [Before you were 15, did you de- than by fire setting)
liberately destroy] things that weren’t yours.
What did you do?
114. You’ve said that before you were (10) (Before the age of 15) broke into 15, you broke [Before you were someone else’s house, building, or 15, did you break] into houses, car
other buildings, or cars. Tell me about that.
? 1 2 3 ? 1 2 3 ? 1 2 3 ? 1 2 3 ? 1 2 3 ? 1 2 3
SCI
127 128 129 130 131 132SCID-II
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115. You’ve said that before you were (11) (Before the age of 15) often lied 15, you lied a lot or “conned” to obtain goods or favors or to avoid [Before you were 15, did you lie obligations (i.e., “cons” others) a lot or “con’y other people.
? 1 2 3
(12) (Before the age of 15) stole item s of nontrivial value without confronting a victim (e.g., shoplift ing, stealing but without breaking and entering, forgery)
W hat would you lie about? 116. You’ve said that before you were
15, you som etim es stole or s h o p lifte d th in g s or forged so m eo n e’s signature. [Before you were 15, did you sometimes steal or shoplift things or forge someone s signature?]
Tell m e about it.
117. You’ve said that before you were (13) (Before the age of 15) ran away 15, you ran away from home from home overnight at least twice and stayed [Before you were 15, while living in parental or parental d id y o u run aw ay and stay] surrogate home (or once without re- away overnight. turning for a lengthy period)
Was th a t more than once? (With whom were you living at the time?)
? 1 2 3
? 1 2 3
118. You’ve said that before you were 13, you would [Before you were 13, d id you] often stay out very la te , long after the time you were supposed to be home. How often?
(14) (Before the age of 13) often stayed out at night despite parental prohibitions ? 1 2 3 133 134 135 136
119. You’ve said that before you were 13, you often skipped [Before you, were 13, d id you often skip] school.
How often?
APD
(15) (Before the age of 13) often tru ant from school
AT LEAST TWO jT E M g ARE
CODED “som e” evi
dence o f Conduct D isorder)
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? 1 2 3 137 138 C R IT E R IO N C O F ANTISOCIAL PERSO N ALITY D IS O R D E R MET; CONTINUE O N NEXT PAGE ; GO TO PERSONALITY D ISO R D ER N O T O TH ERW ISE S P E C IFIE D , PAGE 41SCID-II
APD
Now, since you were 1 5 . . . A. There is a pervasive pattern of dis regard for and violation of the rights of others occurring since age 15 years, as indicated by three (or more) of the following:
Have you done things that are (1) failure to conform to social norms against the law— even if you with respect to lawful behaviors as weren’t caught— like stealing, indicated by repeatedly performing using o r selling drugs, writing acts that are grounds for arrest bad checks, or having sex for
money? 3 = several examples
IF NO: Have you ever been arrested for anything?
Do you often find that you have (2) deceitfulness, as indicated by re- to lie to get what you want? peated lying, use of aliases, or “con
ning” others for personal profit or (Have you ever used an alias or pleasure
p reten d ed you were someone
else?) 3 = several examples
(Have you often “conned” oth ers to get what you want?)
Do you often do things on the (3) impulsivity or failure to plan sp u r o f the m om ent without ahead
thinking about how it will affect
you or other people? 3 = several examples W hat kinds of things?
Was there ever a time when you had no regular place to live? (For how long?)
? 1 2 3 ? 1 2 3 ? 1 2 3 139 140 141
%
,
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r
(Since you were 15) have you (4) irritability and aggressiveness, as ? 1 2 3
been in any fights? (How often?)
Have you ever hit or thrown things at your spouse or partner?
indicated by repeated physical fights or assaults
3 = several examples
(How often?)
Have you ever hit a child, yours or someone else’s— so hard that he or she had bruises or had to stay in bed or see a doctor? TeU me about that.
Have you physicaUy threatened or hurt anyone else?
TeU me about that. (How often?)
Did you ever drive a car when (5) reckless "disregard for safety of you were drunk or high? self or others
? 1 2 3
How m any speeding tick ets h av e you gotten or c a r a c cidents have you been in? Do you always use protection if you have sex with someone you don’t know weU?
(Has anyone ever said that you aUowed a child that you were taking care of to be in a dan gerous situation?)
3 = several examples
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