4. RIESGOS DE CRÉDITO Y DE DILUCIÓN
4.2 Información complementaria
NMLS #18188
866.970.3863
Commercial Property Program Monday, March 9, 2015 7:30 a.m. - 9:00 a.m. Continental Breakfast
The Water Club, Borgata Casino & Resort, Aqua A &
Commercial Property Program Monday, March 9, 2015 9:00 a.m. - 12:15 p.m. General Session
The Water Club, Borgata Casino & Resort, Tides A, B & C
9:00 a.m. - 9:15 a.m. Welcome/Introductions:
• E. Robert Levy, Esq., Conference Chairman; Executive Director, MBA-NJ, NJAMB and PAMB • Marilyn L. Brown, President, Eleford & Company,
Inc.; Liaison – Mortgage Bankers Association of NY, Inc.; Vice Chairman – MBA of NY Scholarship Foundation, Inc.; Director, Xemex Holdings Corporation
Commercial Property Program Monday, March 9, 2015 9:15 a.m. - 10:30 a.m. State of the Market
The Water Club, Borgata Casino & Resort, Tides A, B & C
Introduction by: Marilyn L. Brown
• Donald Hall, Real Estate Economist, CoStar Portfolio Strategy
Commercial Property Program Monday, March 9, 2015 10:45 a.m. - 12:15 p.m.
What Lies Ahead for Commercial Real Estate 2015 and Beyond
The Water Club, Borgata Casino & Resort, Tides A, B & C
Hear from a group of industry panelists on their insights concerning the commercial real estate market for 2015 and beyond. Will markets continue their recovery from the past recession or are there signs of a slowing economy that can offset the overall market?
Moderators:
• Frederick A. McDonald, Jr., MRICS, Vice President - Property Valuation, Collateral Risk Management - US Operations, Doral Bank
Panelists:
• Richard Carr, Executive Vice President, A10 Capital, LLC
• Sanford S. Herrick, Co-Founder and Managing Principal, Case Real Estate Capital, LLC
• Thomas J. Miller, Director, Real Estate Investment Banking, Avison Young
• Brian Whitmer, Senior Director, Cushman & Wakefield of New Jersey, Inc.
Commercial Property Program Monday, March 9, 2015 12:15 p.m. - 1:30 p.m. Lunch with Speaker
The Water Club, Borgata Casino & Resort, Aqua A & B
• Heidi Learner, Chief Economist, Savills Studley, Inc. Heidi Learner serves as Savills Studley's Chief
Economist, developing real-time measures of supply and demand for commercial space in order to assist the firm's clients in understanding the continually evolving economics of the real estate markets. She is based in Savills Studley's New York City headquarters.
Sponsor:
Commercial Property Program Monday, March 9, 2015 1:45 p.m. - 3:00 p.m.
Roundtable Discussion: The Buy to Rent Market (Homes to Rent/REO to Rental)
The Water Club, Borgata Casino & Resort, Tides A, B & C
Today with almost 14 million homes now owned by investors, this relatively new asset class has grown beyond expectations in the last 8+ years. Will this product type continue its growth or will investors seek other avenues to deploy their funds? This panel will discuss this and other issues of the “Own to Rent” market.
Moderator:
• Charles H. Kauffman, Jr., CMB, President, C.H. Kauffman & Associates, Inc.
Panelists:
• Peter Marino, Vice President, FirstKey
• Jonathan Mettel, Vice President - Production, B2R Finance, L.P.
Commercial Property Program Monday, March 9, 2015 3:15 p.m. - 4:30 p.m.
Roundtable Discussion: Update on Commercial Crowdfunding
The Water Club, Borgata Casino & Resort, Tides A, B & C
With the ever increasing demand for more equity in today's real estate transactions, investors/owners of deals must find additional capital sources to make transactions feasible. Is crowdfunding one of these sources today? Our panel will discuss this issue in detail.
Moderator:
• Charles H. Kauffman, Jr., CMB, President, C.H. Kauffman & Associates, Inc.
Panelists:
• Markley S. Roderick, Esq., Flaster Greenberg • William C. Skelley, Founder & CEO, iFunding
Commercial Property Program Monday, March 9, 2015 6:00 p.m. - 8:00 p.m.
Networking Cocktail Reception
The Water Club, Borgata Casino & Resort, First Floor, Indoor Pool
Sponsored by:
Commercial Property Program Tuesday, March 10, 2015 7:30 a.m. - 2:30 p.m.
Registration/Information Desk Open
The Water Club, Borgata Casino & Resort, Second Floor
Commercial Property Program Tuesday, March 10, 2015 7:30 a.m. - 9:00 a.m. Continental Breakfast
The Water Club, Borgata Casino & Resort, Aqua A & B
Sponsor:
Commercial Property Program Tuesday, March 10, 2015 9:00 a.m. - 10:30 a.m.
Current State of the CMBS Market
The Water Club, Borgata Casino & Resort, Tides A, B & C
With some $300B in CMBS loans maturing in the next 3 years, will this market be ready to handle these loans and what effect will this have on the overall commercial real estate market? These panelists will discuss their views on the outlook for 2015 and beyond.
Moderator:
• Lawrence J. Longua, Adjunct Professor, Real Estate Program, New York University's Schack Institute of Real Estate; Adjunct Instructor, Business Division, Molloy College, Long Island
Panelists:
• Mary Davenport, Executive VP, Freedom Mortgage • Kim Diamond, Senior Managing Director and head
of Structured Finance, Kroll Bond Rating Agency, Inc.
• Shari Linnick, 2013 President, NYCREW, VP, Client Service Group, Trepp, LLC
• Adam Siper, Executive Director, Ladder Capital Finance LLC
Commercial Property Program Tuesday, March 10, 2015 10:45 a.m. - 12:30 p.m. Traditional Lenders’ Panel
The Water Club, Borgata Casino & Resort, Tides A, B & C
The lenders are back with money to lend. Hear their insights and perspectives on how transactions are getting structured today, current lending programs available and their forecasts for 2015. The bankers will be in the house on Tuesday morning, will you? Moderator:
• Ronald M. Shapiro, Executive Director, Center for Real Estate Studies "CRES", Rutgers Business School - Newark and New Brunswick
Panelists:
• Ted Christian, Vice President / Associate Managing Director at Sterling National Bank, Sterling National Bank
• Alex Cohen, Chief Executive Officer, Liberty SBF • Luis O. De La Hoz, Senior Vice President, Lending
Team, Intersect Fund
• John Garth, Senior Credit Officer - CMBS Lending at Bank of New York Mellon
• Stephanie Hadam, Senior Vice President Commercial Lending, Harmony Bank
• George Maroulis, Managing Director, Executive Vice President, Head of CB Private & Commercial Banking and NY Metro Chief Lending Officer, Customers Bank
• Peter Rand, Vice President at KeyBank Real Estate Capital
• Brian Rindenau, Associate, Angelo Gordon & Co. • Tracy Tripucka, Senior Vice President, Commercial
Loan Office, Clifton Savings Bank
• Alan B. Turner, Executive Vice President and Senior Loan Officer, Two River Community Bank
• Charles Woehrle, SVP & Director, Spencer Savings Bank
Commercial Property Program Tuesday, March 10, 2015 12:30 p.m. - 2:30 p.m. Exhibit Hall with Lunch
Residential Program Tuesday, March 10, 2015 10:30 a.m. - 3:30 p.m.
Registration/Information Desk
Residential Exhibitors Only Registration and Check-In Setup Exhibit Booths
Second Floor, Next to Hall B, Convention Center
3:30 p.m. - 9:00 p.m.
Residential Registration/Information Desk
Borgata Casino & Resort, Tesoro Lounge
4:30 p.m. - 9:00 p.m. Exhibitor Badge Registration
Residential/Commercial Property Program Tuesday, March 10, 2015
7:00 p.m. - 9:00 p.m.
Opening Residential Networking Cocktail Reception (Commercial Attendees Invited)
Borgata Casino & Resort, Signature Room
Sponsored by:
Residential Program
Wednesday, March 11, 2015 7:30 a.m. - 3:30 p.m.
Registration/Information Desk Open
Second Floor, Next to Hall B, Convention Center
4:30 p.m. - 9:00 p.m.
Registration/Information Desk Open
Tesoro Lounge, Borgata
(Located on the first floor of the Borgata, near the hotel registration and bell desks)
Special buses will be running between the Borgata and the Convention Center every 15 minutes, from 7:00 a.m. to 5:00 p.m. The buses stop at the Valet drop-off at the Borgata and at door # 6 of the Convention Center.
Residential Program
Wednesday, March 11, 2015 7:30 a.m. - 8:45 a.m.
Continental Breakfast in the Exhibit Hall
Second Floor, Hall B, Convention Center
Sponsors:
Federal Home Loan Bank of New York - Gold Firstrust Bank - Gold
Nationwide Appraisal Network - Gold 7:30 a.m. - 8:45 a.m.
Exhibit Hall Open
Residential Program
Wednesday, March 11, 2015 8:45 a.m. - 9:30 a.m.
Barry Habib
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
Many of you already know Barry has had a very hot hand on his forecasts. Those in attendance last March at the 2014 Regional Conference can recall that Barry accurately predicted that the 10-yr Treasury Note would drop from 3% to 2% by October. He nailed it!
This year Barry has a very bold prediction about where rates will go and why 2015 could be a better year for the mortgage industry. He will tell you what to watch for and expect, and how to beat your competition.
• Barry Habib, Chief Market Strategist, Residential Finance Corporation
Residential Program
Wednesday, March 11, 2015 9:30 a.m.
General Session
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
Welcome, Introductions and Comments • E. Robert Levy, Esq., Conference Chairman;
Residential Program
Wednesday, March 11, 2015 9:40 a.m. - 11:10 a.m. Industry Leaders Panel
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
A Favorite Panel at the Regional, Our Industry Leaders will share their views regarding the current marketplace and how it may be impacted by the New CFPB Regulations.
Moderator:
• Regina M. Lowrie, CMB, Founder, President & CEO, RML Investments, Inc.
Panelists:
• Garry Cipponeri, Chief Executive Officer, Traderoom Capital
• Bill Cosgrove, CMB, Chairman, Mortgage Bankers Association; Chief Executive Officer, Union Home Mortgage
• Teresa Bryce Bazemore, President, Radian Guaranty Inc.
• Stanley C. Middleman, President, CEO, Freedom Mortgage Corporation; Chairman, Cherry Hill Mortgage Investment Corporation
• Peter Norden, CEO, HomeBridge Financial Services, Inc.
• Jennifer Whip, VP & Head of Customer
Management Business Development, Fannie Mae Coffee Break Sponsor
Residential Program
Wednesday, March 11, 2015 11:15 a.m. - 12:30 p.m.
Housing Policy and Enforcement: What We Might See Leading up to 2016
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
How will the current political climate impact housing and housing policy leading up to the next Presidential election? Will there be any significant changes regarding enforcement (CFPB. HUD, OIG), the future of Fannie and Freddie, or access to credit? As a lender or servicer all of these issues are critical to your business and this panel of former Presidential appointees to GNMA and HUD as well as industry veterans will give you their insights as to what to expect over the next two years.
Moderator:
• Brian Montgomery, Vice Chairman, Collingwood Group and Former Assistant Secretary of HUD and FHA Commissioner who came to HUD from the Executive Office of The President of the United States
Panelists:
• Robert M. Couch, Counsel, Bradley Arant Boult Cummings LLP; Former HUD Counsel
• Joseph J. Murin, Vice - Chairman, Chrysalis Holdings, LLC; Former President, Ginnie Mae • Michael L. Vitali, Sr., Chief Compliance Officer,
Residential Program
Wednesday, March 11, 2015 12:30 p.m. - 5:15 p.m. Exhibit Hall Open
Residential Program
Wednesday, March 11, 2015 12:30 p.m. - 2:00 p.m. Lunch in the Exhibit Hall
Residential Program
Wednesday, March 11, 2015 1:15 p.m. - 3:15 p.m.
What are others doing about RESPA/TILA Integration that can help you and what are the key issues you must attend to?
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
August is closer than you think in terms of being prepared for the required TILA, RESPA Integrated Disclosure implementation! Hear what the key issues are that deserve your attention, what's new in implementation among lenders and technologists, what other settlement service providers are doing and what steps you should take in your company and with your business partners, including realtors, title and others in the settlement services industry to implement the new rule.
• Ken Markison, Esq., Vice President Regulatory Counsel, Mortgage Bankers Association (MBA) • Richard J. Andreano, Jr., Partner, Ballard Spahr LLP • Steve Gottheim, Legislative & Regulatory Counsel,
Residential Program
Wednesday, March 11, 2015 3:15 p.m. - 4:45 p.m.
Regulators and Industry Panel
Second Floor, Hall B adjacent to Exhibit Hall, Convention Center
Moderator:
• E. Robert Levy, Esq., Conference Chairman; Executive Director, MBA-NJ, NJAMB and PAMB Speakers:
• Wayne A. Watkinson, Esq., Partner, Levy & Watkinson, P.C.
• Bonnie S. Nachamie, Esq., Attorney, Bonnie S. Nachamie, P.C.
Regulators Panel New Jersey
• Thomas M. Hunt, Assistant Division Director, Office of Consumer Finance, Banking Division, New Jersey Department of Banking and Insurance
• Diane Scholl, Supervisor of Licensing, New Jersey Department of Banking and Insurance
New York
• Rholda L. Ricketts, Deputy Superintendent of Banks, New York State Banking Department (invited) Pennsylvania
• Tim Knopp, Bureau of Examinations, Acting Director of the Bureau of Non-Depository
Examinations, Pennsylvania Department of Banking and Securities
• Ryan Walsh, Compliance Division, Chief
Compliance Division, Pennsylvania Department of Banking and Securities
Maryland
• Juan M. Sempertegui, Director of Licensing, Division of Financial Regulation, Maryland Department of Labor, Licensing and Regulation(Invited)
Residential Program
Wednesday, March 11, 2015 6:00 p.m. - 6:30 p.m.
Turn Your Marketing Embers Into Profitable Flames with Frank Garay and Brian Stevens, National Real Estate Post
The Water Club, Borgata Casino & Resort, Luna Room
Sponsored by: REMN Wholesale
6:30 p.m. - 8:30 p.m. Networking Cocktail Reception
The Water Club Hotel Lobby
Sponsored by:
Residential Program Thursday, March 12, 2015 7:30 a.m. - 12:30 p.m.
Registration/Information Desk Open
The Water Club, Borgata Casino & Resort, Second Floor
Residential Program Thursday, March 12, 2015 7:00 a.m. - 8:00 a.m. Continental Breakfast
The Water Club, Borgata Casino & Resort, Aqua A & B
Residential Program Thursday, March 12, 2015 9:00 a.m. - 10:30 a.m.
Establishing a Vendor Management Program
The Water Club, Borgata Casino & Resort, Tides A, B & C
This workshop will assist your company and its management team on the components necessary to develop a comprehensive vendor management program tailored to fit the size and operation of your company. Panelists will discuss the specific regulatory requirements outlined by the Consumer Financial Protection Bureau (CFPB) as follows: • Determining the acceptable risk profile for your
company
• How to establish a Vendor Management
department or identify a program “owner” for your company
• How to risk rate your vendors
• Develop written policies and procedures • Conduct an annual review
• Overall vendor governance
• Regina M. Lowrie, CMB, Founder, President & CEO, RML Investments, Inc.
• Ari Karen, Esq., Principal, Offit Kurman Attorneys at Law; Founder and CEO, Strategic Compliance Partners
Residential Program Thursday, March 12, 2015 10:30 a.m. - 12:30 p.m.
Disparate Impact, LO Overtime, MSA's, Consumer Complaints and other CFPB and Judicial Activity Explained
The Water Club, Borgata Casino & Resort, Tides A, B & C
Is there anything else to be focused on other than RESPA/TILA integration? This Panel will address the increasing activity by the CFPB, other regulators and the courts around an array of issues including disparate impact, truth in lending, loan officer overtime, marketing service agreements, the complaints system and the new rate checker. This panel of Jack Konyk, Weiner Brodsky Kider, and Ken Markison, Regulatory Counsel at MBA, will update us on all of this and more.
• Jack Konyk, Executive Director, Government Affairs, Weiner Brodsky, Kider, PC
• Ken Markison, Esq., Vice President Regulatory Counsel, Mortgage Bankers Association (MBA) Coffee Break Sponsor:
Residential Program Thursday, March 12, 2015 12:30 p.m.