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7. INGRESANTES Y EGRESADOS EN LA ATENCION DE LOS FORMADORES

7.2 LA FORMACIÓN INTEGRAL DEL INSTITUTO Y LOS EGRESADOS

7.2.4. LA RELACIÓN DEL INSTITUTO CON LOS EGRESADOS

7.1. NON-RESIDENTS

Contact person: Ms. Maja Barada

Tel. 00382-(0)20-408 657 [email protected] Mr. Zoran Vujovic Tel. 00382-(0)20-408 656 [email protected] Ms. Ivana Mitrovic Tel.no. 00382-(0)20-408 600 [email protected] Documentation:

Formal written request presented on company's memorandum with reason for opening (with contact details - address, telephone and fax number, e-mail or related contracts).

A copy of the registration of the Company within the Court Register from the Country that the firm in question is registered in, not older than 3 months and certified by the authorized agency (court, notary public or similar agency).

The Power of Attorney, issued by the company in question, to the person that represents the Company, signed by the authorized person from the Company, not older than 3 months

The list of authorized signatures.

Photocopy of the passports or some other ID of all authorized persons. The Document about the real owner of the company

Remarks, legal restrictions:

Tariff: Terms and conditions for performing banking services for international payment transactions for non -

residents

Type of service Fees

Opening of the account Free of charge

Closing of the account 10 Eur

Payments by order of non-residents:

Payments up to 2,500 Eur

Payments from 2,501 Eur to 5,000 Eur Payments from 5,001 Eur to 200,000 Eur Payments over 200,001 Eur

International payments within Hypo group: Payments up to 2,500 Eur

Payments from 2,501 Eur to 5,000 Eur Payments from 5,001 Eur to 200,000 Eur Payments over 200,001 Eur

10 Eur 20 Eur 0.5% 0.4% 5 Eur 10 Eur 0.25% 0.20% Incoming payments to non-resident account:

Incoming payment up to 500.000 Eur Incoming payment over 500.000 Eur

Free of charge 0,2%

Transfer from non-resident account to his account within another domestic bank

0.1% min 10 Eur Payments to client's foreign account within

another domestic bank

0.2% min 10 Eur

Payments to account within Bank 0.1% min 5 Eur

Payments to DPS account within another domestic bank 0.2% min 5 Eur Cash withdrawal from non-resident account 0.2% min 5 Eur

Cash payments to non-resident account 0.2% min 5 Eur

2. OTHER OPERATIONS CHARGED IN PERFORMING INTERNATIONAL PAYMENTS

Type of service Fees

Reclamations according to request 10 Eur

The issuing various certificates 5 Eur

Storno payments 20 Eur

NOTE:

International payments are executed with value date T+1, and exceptions will be defined for each case in regard.

Foreign bank’s charges are not included in the Price List. The ordering customers shall cover all fees and expenses charged by the foreign bank.

The charges are calculated under the prevailing exchange rate from Bank’ s exchange rate list applied on the transaction, for which such charges are calculated.

The charges are, as a rule, paid in advance. When submitting a payment order, a client should present a verified copy of the receipt – as an evidence of the payment of charges.

7. HYPO ALPE-ADRIA-BANK A.D.,

PODGORICA

7.2. RESIDENTS

Contact person: Ms. Maja Barada

Tel. 00382-(0)20-408 657 [email protected] Mr. Zoran Vujovic Tel. 00382-(0)20-408 656 [email protected] Ms. Ivana Mitrovic Tel. 00382-(0)20-408 600 [email protected]

Documentation: o request for account opening and keeping

o the Resolution on being entered into the Court Register or the Register with a responsible body

o Last prolongation of court registration (if it is regulated)

o the notification of the responsible Statistic Bureau on classifying the legal entity by its field of activity

o PIB number – the ID number of the tax payer, (DPR – the Directorate for Public Revenues)

o the card with the deposited signatures of the persons authorized to sign payment orders (three copies)

o form OP (signature of the authorized person that has been verified at responsible Court OR Municipality)

o contract of account opening and closing;

Important notices: Documentation may be either original or copy; copy should be verified by the

Court or Municipality. Form OP must be original and verified by the Court. The responsible employee should be in charged to analyze the submitted documentation. A client should also submit, with a copy of documentation, it’s original to responsible employee for perusal, who shall ratify its validity with signature and stamp on the reverse side of the copy.

Concerning all documentation changes, that have been initiated by some status change, the clients should be obliged to submit either original or copy, that has been verified by the Court or Municipality, in due course.

Remarks, legal restrictions: Tariff:

Current account

1. NON-CASH PAYMENTS OF THE BANK’S CLIENTS

Compensation description Basis for payment

Fees For calculation in clearing - DNS On order in amount up to

1,000 Eur 0.40 Eur

For calculation in RTGS On order in amount up to

10.000 0.1% min 3 Eur

For calculation in RTGS On order in amount from

10.001 up to 100.000 0.07% min 20 Eur

For calculation in RTGS On order in amount above

100.001 Eur 95 Eur

For calculation of the payment order (pay in order) on the public income accounts (RTGS)

On order up to 1.000 Eur

For calculation of the payment order (pay in order) on the public income accounts

On order up to 10.000 Eur

0.1% min 3 Eur For calculation of the payment order (pay in order)

on the public income accounts

On order in amount from

10.001 up to 100.000 Eur 0.07% min 20 Eur For calculation of the payment order (pay in order)

on the public income accounts

On order in amount above

100.001 Eur 95 Eur

For insert of the charging order Additionally, on order

1 Eur

2. COMPENSATION FOR EXTENDED WORK IN RTGS

Compensation description Basis for payment

Fees Compensation for extended work in RTGS On the minute of extension

20 Eur Compensation for elaboration of the order in

RTGS – extended work

Amount on the order

0.40%

3. CASH OPERATIONS

Compensation description Basis for payment Fees

Cash payments (pay in) of legal entities on the account in bank

Without

compensation Cash payments (pay in) of legal entities on the

account in other banks

Amount on the order 1% min 2.50 Eur Cash payments (pay out) of legal entities Amount on the order 0.2% min 0.5 Eur

4. INTERNAL PAYMENT SYSTEM

Compensation description Basis for payment

Fees For calculation of the order on the amount to

1,000Eur

On order

0.30 Eur For calculation of the order in the amount higher

than 1.000 Eur

On order up to 10.000 Eur

2 Eur For calculation of the order in the amount higher

than 1.000 Eur

On order from 10.001 up to

100.000 Eur 0.02% min 5 Eur

For calculation of the order in the amount higher than 1.000 Eur

On order above 100.001 Eur

25 Eur For insert of the charging order Additionally on order

1 Eur For transfer of the funds between accounts of the

same legal entity in Bank

without charges

5. E- BANKING

Compensation description Basis for payment Fees

All payments on ordinal numbers 1,2 and 4 Basis as on ordinal numbers 1, 2 and 4

Amount on ordinal numbers 1,2 and 4 reduced for 20%

6. OTHER SERVICES

Compensation description Basis for

payment

Fee Time of

charge

Account opening Account Without

compensation

Cancellation of the account Account 5 Eur In advance

Delivery of liquidity data, issuing of confirmation Request 3.00 Eur In advance Certified transcription / copy of documentation Order /

page

Monthly compensation for account guiding and statements issuing

Account 1 Eur Monthly

Monthly compensation for performing e-banking Account 5 Eur Monthly

International account

Documentation:

o request for account opening and keeping

o the Resolution on being entered into the Court Register or the Register with a responsible body

o the notification of the responsible Statistic Bureau on classifying the legal entity by its field of activity

o PIB number – the ID number of the tax payer, (DPR – the Directorate for Public Revenues)

o the card with the deposited signatures of the persons authorized to sign payment orders (three copies)

o form OP (signature of the authorized person that has been verified at responsible Court OR Municipality)

o contract of account opening and closing;

1. Nostro and Loro remittances:

Type of service Fees

Opening of the account Free of charge

Closing of the account 10 Eur

Sending of the statement of the account Free of charge Sending copy of the statement of the account by clients request 20 Eur

Nostro remittances:

Payment Up to 2,500.00 Eur

From 2,501.00 Eur up to 5,000.00 Eur From 5,001.00 Eur up to 500,000.00 Eur Payment above 500,001.00 Eur

10 Eur 20 Eur 0.35% 0.30%

Payment to the clients within Hypo Group

Payment Up to 2,500.00 Eur

From 2,501.00 Eur up to 5,000.00 Eur From 5,001.00 Eur up to 500,000.00 Eur Payment above 500,001.00 Eur

5 Eur 10 Eur 0.20 % 0.15 %

Payments from abroad

Elaboration of loro remittances up to 500.000,00 Eur Over 500.000,00 Eur

Free of charge 0.20% Transfer of inflow from foreign to current account with the

Bank up to 500,000 EUR

Transfer of inflow from foreign to current account with the Bank over 500,000 EUR

0.20% Free of charge Transfer of funds from foreign account on the account which

the client has with other bank

0.3% min 5 Eur Schedule of inflows on foreign account with other bank 0.1% min 10 Eur

Conditional payment 0.4% min 10 Eur

2. Other fees in international payment operations:

Type of service Fees

Claim based on request 10 Eur

Issuing various certifications 5 Eur

Storno payments 20 Eur

Payments with option OUR - additional 10 Eur

Payments with option OUR inside Hypo Group - additional 6 Eur

Basic terms:

International payments are executed with value date T+ 1 for orders received until 14.00 h, while the exceptions are objects of individual agreements.

Payments within Hypo Group are executed with value date t + 0 for orders received until 12.00 h and value date t + 1 for orders received after 12.00 h.

Foreign bank’s charges are not included in the Price List. The ordering customers shall cover all fees and expenses charged by the foreign bank.

The charges are calculated under the prevailing exchange rate from Bank’ s exchange rate list applied on the transaction, for which such charges are calculated.