Los adolescentes y las tecnologías digitales

Drive Towards Wealth

People who have attracted large fortunes have usually done so by energizing their mental drive to wealth. When all this power of your mind is concentrated on growing rich, it becomes; an irresistible force which energizes your mind and body and causes you to do the things that make you wealthy.

Let us study the channels that this mental and physical energy expresses itself through in our desire to become rich.

Why money is an idea

Money is actually the expression of an idea. Therefore the mind is the first channel which must be energized in order to attract a large fortune. How is this done? By the following regime:

1. Have something definite that you wish to accomplish in

life for which you wish money in large sums. The great men

of history, who also became rich men, were those who had an overwhelming desire to do something for others. Edison's fortune was built by his desire to help humanity. Carnegie wanted to give the products created by his ideas to the world so people could live better. His steel mills and

coalmines and other industrial holdings were all conse- crated to this ideal.

In Gospel of Wealth, Carnegie said, "Surplus wealth is a sacred trust which its possessor is bound to administer in his lifetime for the good of the community."

In his lifetime Carnegie gave away five hundred million dollars in cash! He contributed twelve hundred public libraries to various communities. He built Carnegie Hall for cultural pursuits, and it has given joy to millions through the years.

Henry Ford, Sr. knew this secret about wealth. He was worth over five hundred million dollars when he died, but it was not money he worshiped. He loved the creative power which his money released. He labored long years in poverty and with discouragement as his constant companion before he perfected his first horseless carriage. His mental and physical energies were built by his desire to improve the lot of mankind.

Cecil Rhodes was told by his doctors he was dying of tuberculosis. He went to Africa to die. While there he became stimulated by an idea: to give education to people who were too poor to afford a college education. This desire so energized his body that he was healed physically. Then his intuition guided him to the discovery of a diamond mine, and Rhodes established the Rhodes Scholarship, and lived a long and useful life, using money as a tool with which to do good.

Horace said of money, "Riches either serve or govern the possessor."

It is true that misers energize money too, but in the wrong way. They achieve their goal and build a fortune through scrimping and saving, and generally it serves to destroy them. They do not know the secret of using money as a channel with which they may give good to the world. Money becomes an evil force which destroys them.

The Bible does not say money is evil. It says, "The love of money is the root of all evil."

A woman was discovered on the streets of New York in a condition of starvation. She was taken to the hospital where she died of malnutrition. In the cheap, cold-water flat where she lived the minorities found a trunk with five hundred thousand dollars in it! This unfortunate miser energized her mental and physical energies in the direction of wealth, but it was a negative manifestation and her money did her no good.

2. Set a financial goal for yourself which you strive to

reach.

Example: If you are in your twenties, say to yourself, "By

the time I am thirty I want at least ten thousand dollars in cash or property." This setting of a goal is most important, for it helps activate the energies of the mind and body and somehow causes you to make greater effort to fulfill the goal you have set for yourself.

If you are older and already have some money saved, set another goal: that you will be financially independent in a period of ten years or less.

If you wish to use this system of mentally energizing your mind and body towards owning your own home, say to yourself, "I wish to own my own home in a period of two years." Set whatever time schedule you feel is reasonable and intelligent. You may now see how you will ever have sufficient money in that period of time for the down payment on your home, but somehow it will come to you. I once knew a man and his wife who were in their late twenties, and they had a desire to own their own home. The husband energized his drive to make more money by preparing himself with special studies in the evenings so he could earn extra money in electronics. He repaired TV and radio sets on Saturdays and in his spare evening time. Instead of going bowling as much as he used to with his friends, he spent his extra time in working and studying. He used to enjoy drinking beer as he watched TV, and he smoked an average of two packs of cigarettes a day. When he began to energize his mind in the direction of owning his home, he gave up smoking and drinking, and saved that extra money.

He and his wife used to entertain their friends at their little apartment where they played harmless games of cards for money. As small as the stakes were he usually wound up losing from five to ten dollars on those evenings. The bill

for the drinks, smokes, and food was another ten or fifteen dollars. He soon found that his mental drive to own his own home was greater than the desire to indulge in social activities which were depleting of both his money and his time and energy.

He and his wife sought out other, simpler pleasures: going to the beach, visiting art galleries and museums, taking in free lecture or concert given by organizations in his town. This coupled with his work at home, filled his time so completely that he did not have the time or energy to waste with people who contributed nothing but took everything. In two years' time, with all his scrimping and saving, he only had saved two thousand dollars. But his desire was so great for his own home, and a baby was on the way, that he decided he would start to search for that dream home.

He hounded real estate offices on Sundays and searched the papers. Finally one day he saw an ad that said: "Widow wishes to sell her beautiful home and furnishings. Sacrifice." He rushed to the address with his wife, and they met the widow, a charming, elderly lady who had recently lost her husband. She showed them the house and they loved it, but when she told them she wanted five thousand dollars as a down payment they saw their dream go up in smoke.

The man told her he only had two thousand dollars and he and his wife thanked the widow and were about to leave when she stopped them and said, "I don't know why I'm

doing this, but if the price is right otherwise, I shall take the two thousand dollars you have offered for a down payment. I want to travel and I don't want the burden of a home any longer."

They concluded the deal, moved into their dream house, and it was exactly the way they had pictured it.

What strange almost mystical force is back of such an event as I have just described? Dreams do have a way of coming true. They possess in their intensity and inspiration a drive that causes one to seek out and create his own opportun- ities. The dream of flying brought man the jet age. The dream of beauty created our artistic masterpieces. The dream of love in the human heart energizes man to seek out shelter, security, companionship, and happiness.

3. Concentrate at least ten or fifteen minutes a day on The

Value of Money. Think of money in terms of ideas, labor,

time, supply, spiritual energy, anything that will help you crystallize a better image of what money is. As the electrons and atoms of your brain become energized with a big concept of money, they will tend to drive you in the direction where you can do the things that build wealth. 4. Remove from your mind the unhealthy idea that money is

sinful or evil. Think of all the good things money can buy.

It furnishes food and shelter, it helps the sick in hospitals, it gives transportation to millions, it creates art, music, literature that enrich the mind and soul. Money has a multitude of benefits that it showers upon humanity. See

this positive picture instead of believing that you were born to be poor, and that God wants others to have the good things of life but is denying them to you. The Bible says, "It is the Father's good pleasure to give you the kingdom." 5. Write down on a piece of paper all the things that you

want to obtain, and which you will require money to get.

Then keep this paper where you can see it a dozen times a day. In this way you will be involving the idea of building a fortune in the sympathetic nervous system, until it becomes a reflex action of your brain and body.

6. Whenever you spend any money, such as a dollar,

mentally affirm: "I now bless this money and under the law of the harvest it will return to me multiplied tenfold."

7. Use the Seed Money principle in your life. Just as a seed put into the ground grows and yields a crop, so too you can put sums of money and they will multiply and grow. For instance, money you give to your church, to charity, to some needy family, these sums of money should be thought of as seed money. Make the mental law that all such sums of money given out will yield a hundredfold. This law of tithing is also given in the Bible. Whatever money you give to anyone for a good purpose comes under this higher spiritual law.

8. Remind yourself many times a day "time is money" and make it a point not to waste time, any more than you would waste money. With the time that you waste you could study some course that would prepare you to make more money,

or you could think of some idea that might make you rich. Ask yourself these questions whenever you plan on doing something that takes your valuable time: "Is this act helping me towards my goal of attaining wealth? Am I using my time constructively to achieve my goal? "

9. Are you getting your moneys worth out of every dollar

you spend? When you go into a store to make a purchase,

be sure that it is the best value you can get for your dollar. Check on the object you want to purchase in one of the consumer's research publications to see how it is classified in relation to its price and quality.

10. Look for special bargains on objects you wish to

purchase. Anything that saves you money increases your

future wealth. It may sound silly to walk a block to save a few cents on some object, but it isn't. It is not the money that counts but the principle back of the action. Such thrifty habits condition your mind to respect wealth and to hold it. I know a lady who is worth ten million dollars. She drives her own car most of the time, and when she goes to park she looks for a place on the street even if it is two or three blocks from the place where she is going. She refuses to throw away half a dollar or seventy-five cents unnece- ssarily. Many of her friends think this is ridiculous for a woman of her wealth. She gives thousands of dollars away to charity every year. She has a fortune because she is thrifty and she will probably never lose her wealth.

11. Study the financial pages of the newspapers each day

money and investments. Such knowledge, when used with growing capital, may be the means for making a fortune in the stock market. Buy such magazines as Forbes, Fortune, and others that reveal the secrets used by men who have made millions, and which keep you up to date on the happenings in the financial world. Such knowledge will help energize and stimulate your mind in the direction of building a fortune.

12. Study the lives of some of the great financiers of the

past and present. Try to apply their techniques to your own

life. Learn from their mistakes, profit from their advice. Some of the world's richest men were: Vanderbilt, Astor, Gould, Carnegie, Rockefeller, Getty, Hearst, Ford, Morgenthau, Baruch, Schwab, Whitney, Insull, Doheny, and Edison. There are books which relate their exploits and you may learn much from such a study. Some in this list lost their fortunes, or were disgraced because of illegal manipulations, but learn how they accumulated their fortunes, then find out what mistakes jeopardized those fortunes and brought them disgrace. For instance, Charles Schwab, who was a worker with Andrew Carnegie and became enormously rich, lost all his money during his lifetime and died broke. Carnegie died rich. What mistakes did Schwab make? Find out by studying his life. Even this negative approach will help you understand the secrets of making and losing fortunes.

13. Study the following quotations from the sayings or

writings of famous men regarding wealth and see what you can learn from them:

Benjamin Franklin: "If you would be wealthy, think of saving as well as getting."

Sam Johnson: "Life is short. The sooner that a man begins to enjoy his wealth the better."

Thoreau: "That man is the richest whose pleasures are cheapest."

Henry George: "The ideal social state is not that in which each gets an equal amount of wealth, but in which each gets in proportion to his contribution to the general stock."

Ask yourself these questions

1. Do I waste time now that I could convert into useful knowledge that might win me a better job with more money?

2. Do I read worthwhile books that contain helpful information for self-improvement and which might help me make a fortune?

3. Do I study the lives of the great men of industry and finance and apply their techniques for obtaining wealth to my own life?

4. Am I spending at least one hour a day in visualizing and imagining myself with more money and doing the things I want to do?

5. Am I using my present job as a steppingstone to a higher goal?

6. Do I seek out contacts with important people who might help me achieve my money goals in life, or do I waste time with people who discourage me and negate my big ideas? 7. Am I conscious of the value of every dollar I spend? When the late John D. Rockefeller, Sr. gave a ten-cent tip someone once asked him why he gave such a small sum. The multi-millionaire replied, "A small sum indeed! Why ten cents is ten percent interest on a dollar for one full year!" I might add, when you spend ten or twenty dollars stop and figure out how many hundreds of dollars would have to work for you at the current rate of interest in a savings bank to make that money back. When you are

lavish in tipping, buying harmful cigarettes or liquor,

candy, and excess food you do not need, stop and realize that this is probably why you have not built a working capital which you can use to make a fortune. One man wrote a book on how he converted a thousand dollars into a million in real estate. But he had to save that one thousand dollars first!

9. Am I building hobbies and avocations that might later be useful to make money? Perhaps you already have some such talent. A woodworker began cutting toys out of wood in his workshop at home in his spare time. They were little figures like chickens, ducks on wheels, and other wooden toys. A neighbor saw these toys and wanted some for her children. Soon this man was selling his toys to a big toy

manufacturer and making as much money in his spare time as he had on his job.

10. Am I using the money I now have to good advantage? 11. Do I take advantage of all the free services that the U.S. Government gives its citizens? (You can send for a book from the Government Printing Office in Washington, D.C., telling of these numerous free benefits which will save you money.)

12. Do I know all my health and pension benefits which I am entitled to?

13. Am I wasteful of nature's goods and my own resources? (Remember the saying, "Waste not, want not.")

Summary of Law Eleven

Using the irresistible force of mind for attracting wealth. Money as an idea. Secret power used by the great men of history for attracting fortune and fame. The importance of creative daydreams for bringing things into existence. Man's dreams created the marvels of the space age. The seed money principle for increasing your abundance. Time is money. Let the world's richest men guide you to the building of a fortune.

LAW TWELVE