Notices are used as evidence that the bank w i l l not tell us the details o f the agreement. People must create their own notices depending on the situation and circumstances and how the credit card company responds. C o p y i n g a notice does not cut it. Y o u must adapt the notice to your situation. L o o k up the words "tacit procuration, tacit, tacit admissions, and stare decisis" in the law dictionary. People use these words with breach of agreement and the following 18 questions in the form of a notice. People send out a notice with the 18 questions and using tacit procuration and stare decisis, then send a second notice to cure the breach, and then a third notice of default. People usually give the bank 10 to 30 days to respond. People c a l l the questions "inquiries" in the notice. The following are 18 inquiries for a credit card company (people change it for mortgages).
1) Does M r . Debt C o l l e c t o r have a contract with M r . Y o u r Name to collect the alleged debt? Please respond with a Yes or No in writing. 2) Is it true that when a credit card holder signs a purchase receipt, that the receipt is used as a bank asset to give value to a check or similar instrument or credit to a bank account, resulting in a new bank asset and new bank liability? Please respond with a Yes or No in writing. 3) Is it true that the credit card company follows G A A P , generally accepted accounting principles? Please respond with a Yes or No in writing.
4) Was full disclosure given regarding if the credit card holder was to provide the funding for the credit card loan per bookkeeping entries? Please respond with a Yes or No in writing.
5) Does the credit card company accept something of value from the credit card holder that is recorded as an asset on the books of a finan- c i a l institution resulting in a new liability on the books of a financial institution? Please respond with a Yes or No in writing.
6) D i d the credit card company lend the credit card holder the credit card company's money? Please respond with a Yes or No in writing. 7) Is it the intent of the credit card loan agreement that the party who funded the loan, per the bookkeeping entries, is to be repaid the money lent to borrowers? Please respond with a Yes or No in writing.
financial institution involved in the alleged loan, when a credit card holder purchases merchandise with the credit card, does the credit card company or financial institution involved in the alleged loan accept a new asset from the credit card holder that funds the loan to the credit card holder in the same transaction? Please respond with a Yes or No in w r i t i n g .
9) Does the credit card company or financial institution involved in the credit card loan record an asset showing that the credit card holder owes money to the credit card company or financial institution i n - volved in the alleged loan? Please respond with a Yes or No in writing.
10) D i d the credit card company follow the Federal Reserve Bank's policies and procedures in the credit card transactions? Please respond with a Yes or No in writing.
11) Is it true that, according to the bookkeeping entries, the credit card holder funds the loan to the same credit card holder? Please respond w i t h a Yes or No in writing.
12) Is it true that, according to the bookkeeping entries of the credit card company, the credit card holder is the lender to the credit card company? Please answer with a Yes or No in writing.
13) Is it true that, according to the bookkeeping entries of the credit card company or financial institution involved in the alleged loan, new money or credit is created when the credit card holder uses the credit card to make a purchase? Please answer with a Yes or No in writing. 14) Is it true that, according to the agreement, y o u received permission from the credit card holder to deny the credit card holder equal protec- tion under the loan agreement? Please answer with a Yes or No in writing.
15) Is it true that, according to the agreement, the credit card holder agreed to economics similar to stealing, counterfeiting and swindling against the credit card holder? Please answer Yes or No in writing.
16) Is it true that the credit card company violated G A A P , generally accepted accounting principles, thus making the agreement null and v o i d ? Please answer Yes or No in writing.
17) Is it true that the credit card company converted the credit card agreement and/or credit card purchase receipts by using the agreement and/or credit card purchase receipts as value to give value to a check or similar instrument as proven by the bookkeeping entries, thus proving that the credit card holder funded the credit card purchases and proving
that the credit card company used false statements that the credit card company's money funded the credit card purchases? Please answer Yes or No in writing.
18) Is it true that the credit card company violated the matching principle o f G A A P in that i f the credit card company accepted an asset from the credit card holder, the credit card company did not credit a liability account showing that the credit card company owed money to the credit card holder for the asset received from the credit card holder? Please answer Yes or No in writing.
People use the notices to give details how the credit card company breached the agreement and then ask the credit card company to either answer these questions and sign the affidavit or zero out the credit card balance. People then use fraudulent concealment, tacit procuration, tacit admissions, and stare decisis to w i n the argument. W h e n you use notices like this, you are using administrative procedures. People use the same strategy for mortgages.
Non-Negotiable