6 Anexos
6.5 Definiciones de las localizaciones de infección activa
6.5.9 ONC: Infección de ojos, oídos, nariz, garganta o boca
in TEXAS
Townhouses start at $110,000!
To learn more, contact: Clay Schlinke | 210.771.0861
PROSPERITY
HOMES &
INVESTMENTS
cent guideline changes, no longer will an owner have to wait six months to get their money back when they purchase a property with their own funds.
“Fannie Mae is realizing that investors can absorb the excess inventory,” Bighaus says.
Gosser and Bighuas joined forces a few years ago. They say they compliment each other because of their diverse backgrounds. Gosser, who had more experience with first time home buyers, blended well with Big- huas and his expertise with investors.
“Our services are very well rounded, “ Bighuas states. “We cover virtually every aspect of lending.
— by Linda Pliagas
For more information about financing an owner-occupied or investment property, call Team Gosser Bighuas call 425.412.5239
vantages that “Big Banks” can’t compete with. For one thing, many large financial institutions won’t lend to out of state inves- tors or they have strict guidelines, such as an investor has to live 100 miles from the
subject property.
The team is also excited about changing legislature favoring investors. For example, Fannie Mae recently released new guide- lines on cash out refinances for investment properties. Gosser says these new rules will open the doors for a significant number of investors to re-coup their money when they purchase a property and for those who own five or more properties. Thanks to the re-
A
financial fallacy is permeating the industry, according to Jason Gosser and Steve Bighaus, part- ners of Team Gosser Bighuas at Guild Mortgage. “From my perspective, the current lending situation is fantastic,” Gos- ser says.“There is a myth that lending is difficult, but that is not the case,” he says, adding, “Lending is not difficult if you can verify assets and income.”
Investors are being rewarded for their strong credit and financial standing with
low interest rates in the lower to mid five percent range. Because it’s a buyer’s mar- ket, investor activity is soaring, and Team Gosser Bighuas has never been busier. The Team is able to fund transactions in ten states. Currently, the largest level of activ- ity for them is the Southeastern and West Coast markets.
Bighaus says that working with Gosser Bighuas at Guild Mortgage has many ad-
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Thanks to the recent guideline changes, no longer will
an owner have to wait six months to get their money back
when they purchased a property with their own funds.
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when investors need funding for investment properties.
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the right kinds of properties for cash flow. What Walter created was a job that re- quired him to get up every morning and “go to work”. After months of effort and stress — finding a bargain home, closing on it, fixing it up, and reselling it — he was reju- venated by the thrill of making a big profit. But to earn his next “paycheck”, he’d have to start all over again. It wasn’t because he
wanted to. It’s because he had to. And it always took 4 to 6 months to complete the cycle and make another profit. I decided I needed to follow a different system by in- vesting and holding apartment buildings.
Naturally, I am a believer in systems as it was a system that helped me escape a dead end career as a landscaper to do what I am doing today. For me, a system represented a step-by-step approach to doing something I hadn’t done before. I had no road map and didn’t want to learn from the school of hard
knocks alone. The systematic approach to investing in apartment buildings appealed to me and I know it has some appeal to you as well.
So, what is the system for investing in apartment buildings? It is much the same as for any real estate venture and it starts with recognizing the value in the commod- ity. If you don’t understand why real estate
is valuable, you can’t possibly differentiate a good deal from a bad one.
The system for real estate also involves the steps outlined:
•Building a team •Finding properties •Locating funding sources •Making offers
•Securing funding •Negotiating deals
•Streamlining the closing process
Dave Lindahl, pg. 22
•Property improvement •Property management
•Asset protection and wealth develop- ment
None of these things are any less impor- tant than the others and they are listed in a basic sequence of how and when you should pursue them. I can’t possibly discuss them all in detail within a sin-
gle article but I do want you to see that there is a logical progression here. Each step in the system has its own steps to learn, ways to validate learn- ing, and also specific ac- tion steps to take. Back to how my system had me do things differently than Walter. Almost ev- erybody avoids…no, al- most everybody is afraid of apartments. They are afraid of Property Man- agement (a step in the system above). I was too at first, and that is why I turned common Prop- erty Management beliefs on their head. I knew I could use this general fear to my advantage.
With the help of men- tors in my life I was able to create the best apartment buying system that alleviated the need for me to be a land- lord and didn’t have all the tax drawbacks of Walter’s system. It provided perpetual income for me and had my tenants pay my mortgage.
Receive Dave Lindahl’s free report, call 800-559-8590 or visit:
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