Plomo metálico

(ILLUSTRATIVE)

Month 1

Plan

Plan

Number of farmer accounts opened

Number of farmer accounts activated receiving VCF payments

Payment throughput turnover Cumulative float in all the accounts

Number of activated accounts converted to loans during the month

Cumulative value of loans disbursed during the month

Cumulative loans outstanding (asset book) Float income ( float x transfer pricing ) Asset income (average asset X net interest margin for assets )

Commission Income on loans disbursed Cross sell Income

- Insurance

- Other retail products Total income

Costs

Cost of field staff at actuals + overheads Cost of business correspondents, if any Commissions paid to Aggregator -

Service division costs for accounts opened/loans booked

Total Cost Gross Revenue

Provisions for Bad loans Net Revenue

Ratios

% of accounts activated to accounts opened % of activated accounts converted to loans Cost-to-income ratio

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