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This note provides information on the contractual terms of the group’s interest-bearing loans and borrowings.

Interest-bearing short-term and long-term debt and liabilities are as follow:

Amounts in NOK million amount 2012Carrying amount 2011Carrying

Non-current liabilities

Secured bank loans 6 580 4 253

Unsecured bank loans 505 854

Unsecured bond issues 4 150 1 884

Finance lease liabilities 22 18

Other long-term liabilities 7 139

Total non-current interest-bearing liabilities 11 264 7 148

Current liabilities

Current portion of secured bank loans 1 169 653

Current portion of unsecured bank loans 2 2

Current portion of unsecured bond issues 305 689

Current portion of finance lease liabilities 4 3

Current portion of other long-term liabilities 2 34

Overdraft facilities 97 133

Construction loan - 48

Exploration facilities 567 380

Other short-term liabilities 145 134

Total current interest-bearing liabilities 2 291 2 076

Total interest-bearing liabilities 13 555 9 224

Interest-bearing liabilities are allocated to the companies within the group as follows:

Amounts in NOK million 2012 2011

Industrial holdings:

Det norske oljeselskap 2 456 967

Ocean Yield 4 789 -

Aker BioMarine 560 577

Aker Seafoods 1) 898 -

Total industrial holdings 8 703 1 544

Financial investments:

Converto Capital Fund 373 1 536

Aker ShipLease 2) - 1 130

Aker Floating Production 2) - 2 477

Other companies 1 009 7

Aker ASA and holding companies 3 469 2 530

Total interest-bearing liabilities 13 555 9 224

1) Part of Converto Capital Fund in 2011

2) Part of Ocean Yield in 2012

Contractual terms of interest-bearing liabilities as at 31 December 2012 are as follows:

Amounts in NOK million Currency Nominal interest rate Maturity Carrying amount in million nominal currency

Carrying amount NOK million

Industrial holdings: Det norske oljeselskap:

Unsecured bond loan NOK 3 mths Nibor + 6.75% January 2016 589 589

Secured bank loan:

Revolving creditfacility in USD USD 3 mths Libor + 3.75 % -4 % December 2015 233 1 300

Exploration facility in NOK NOK Nibor + 2.5% December 2013 567 567

Total Det norske oljeselskap 2 456

Ocean Yield:

Secured loan in Aker Shiplease:

Eksportfinans/GIEK/DNB NOK Nibor + 1.95% October 2022.

Renewal after 5 years 1 032 1 032

Loan fee (4) (4)

Total Aker ShipLease 1 027 1 027

Secured loan Aker Floating Production:

DNB syndicated loan USD Libor + 1.5% 2018 345 1 923

Total Aker Floating Production 345 1 923

Secured loan Connector:

Eksportkreditt Norge AS USD Libor + 1.38% 2024 206 1 150

DNB Livsforsikring USD Libor + 1.5% 2024 19 107

Loan fee (1) (6)

Total Connector 224 1 250

Unsecured bond loan in Ocean Yield AS:

Bond 12/17 FRN NOK 3 mths Nibor + 6.5% July 2017 600 600

Loan fee (12) (12)

Total Ocean Yield AS 588 588

Total Ocean Yield 4 789

Aker BioMarine:

Unsecured bond NOK 3 mths Nibor + 3.5% May 2013 305 305

Secured bank loan:

Caterpillar Financial Services Corporation USD 6 mths Libor + 1.89% March 2017 12 66

Innovation Norway AS - 1 NOK 5.20% June 2026 124 124

Innovation Norway AS - 2 NOK 6.00% June 2023 15 15

Overdraft facilities NOK 50 50

Total Aker BioMarine 560

Amounts in NOK million Currency Nominal interest rate Maturity Carrying amount in million nominal currency Carrying amount NOK million

Aker Seafoods:

Secured bank loan in NOK - DNB/Nordea NOK 3 mths Nibor + 1.85% September 2018 889 889

Secured bank loan in NOK - Innovasjon Norge NOK 2019 19 19

Loan fee NOK (10) (10)

Total Aker Seafoods 898 898

Financial investments: Converto Capital Fund Norway Seafoods:

Secured bank loan in NOK NOK 3 mths Nibor + 2.25% October 2015 5 5

Overdraft facilities NOK 32 32

Finance lease liabilities EUR 2.5 18

Other short-term and long-term liabilities NOK 71 71

Other short-term and long-term liabilities EUR - 48

Total Norway Seafoods 174

Aker Philadelphia Shipyard: Secured loan:

Philadelphia Industrial Development Authority (PIDA) USD 3.75% October 2015 5 26

Philadelphia Industrial Development Corporation (PIDC) USD 3.75% October 2015 2 12

Finance lease liabilities USD 1 7

Total Aker Philadelphia Shipyard 8 45

Ocean Harvest: Secured loan:

Caterpillar Financial Services Corporation/2016 USD Libor + 2.75% November 2016 9 53

Caterpillar Financial Services Corporation/2020 USD Libor + 4.45% November 2020 11 62

Loan fees (1) (6)

Other short-term liabilities, Galicia Bank USD 15% 8 45

Total Ocean Harvest 28 154

Total Converto Capital Fund 373

Aker ASA and holding companies: Unsecured bonds:

FRN Aker ASA Senior Unsecured Bond Issue 2010/2015 NOK Nibor + 5% November 2015 850 850

8.375 per cent Aker ASA Senior Unsecured Bond Issue 2010/2015 NOK 8.375% November 2015 150 150

FRN Aker ASA Senior Unsecured Bond Issue 2012/2019 NOK Nibor + 5% April 2019 500 500

FRN Aker ASA Senior Unsecured Bond Issue 2012/2017 NOK Nibor + 4% June 2017 500 500

FRN Aker ASA Senior Unsecured Bond Issue 2012/2022 NOK Nibor + 5% September 2022 1 000 1 000

Total unsecured bonds 3 000 3 000

Unsecured bank loans:

Sparebank 1 SMN NOK Nibor +3.75% May 2017 500 500

Loan fees (31) (31)

Total Aker ASA and holding companies 3 469 3 469

Amounts in NOK million Currency Nominal interest rate Maturity Carrying amount in million nominal currency Carrying amount NOK million

Other companies

Fornebuporten:

Fornebuporten AS - Secured loan in Handelsbanken NOK Nibor + 2.1% February 2017 440 440

Widerøeveien 5 - Secured loan in Storebrand Bank ASA NOK Nibor + 2.3% March 2019 129 129

Maries vei 20 - Secured loan in DNB NOK Nibor + 1.6% June 2013 425 425

Total Fornebuporten 994 994

Other loans 16 16

Total other companies 1 009 1 009

Total interest-bearing liabilities 13 555

Det norske oljeselskap Unsecured bond:

The bond runs from 28 January 2011 to 28 January 2016 at an interest rate of 3 mths Nibor +6.75%. The principal falls due on 28 January 2016 and interest is paid on quarterly basis. The loan is unse- cured.

Exploration facility in DNB:

Det norske oljeselskap has an overdraft facility of NOK 3.5 billion in DNB ASA. The maximum draw- down amount including interest is limited to 95% of the tax refund related to exploration expenses. The company may draw on the facility until 31.12.2012, with a final repayment date in December 2013. The interest rate on the revolving credit is NIBOR + 2.5%. A commission of 1.35% is paid on unused credit.

Det norske oljeselskap ASA has a USD 500 mil- lion revolving corporate credit facility (the “Facility”). The Facility is fully underwritten by a DNB syndi- cate. In addition to the committed amount of USD 500 million the Facility includes an uncommitted USD 100 million accordion tranche, which may become available as from 23 March 2013 subject to certain conditions.

The Facility matures on 31 December 2015. The interest rate is Nibor + a margin +3.75% to 4% and a commission of 1.3% on unused credit.

Ocean Yield Aker ShipLease

The mortgage loans are secured in the vessel Aker Wayfarer. The loan has a floating interest rate of Nibor + 1.95%. Installments and interest are paid semi-annually initially on 1 April 2011. The bank loan matures on 1 October 2022, but has to be renewed after five years.

Aker Floating Production

The mortgage loan is secured in Dhirubhai-1 and payment period corresponds to the leasing period of the vessel. In addition, 50% of net cash flow is paid as extraordinary installments.

Connector

The mortgage loans are secured in the vessel Lewek Connector.

The loan from Eksportkreditt Norge has a float- ing interest rate of Libor + 1.38%. The loan from DNB Livsforsikring has a floating interest rate of Libor + 1.5%. Installments for both loans are paid semi-annually, and the loans matures in 2024.

Ocean Yield AS

The senior unsecured bond issue of NOK 600 mil- lion listed on Oslo Stock Exchange has a maturity date of 6 July 2017. The bonds have a floating cou- pon of 3 month NIBOR + 6.50%.

Aker BioMarine Unsecured bond:

The loan is guaranteed by Aker ASA and has a floating rate of Nibor + 3.75%. The loan matures in May 2013 and interest is paid quarterly until the maturity date.

Secured loans:

The mortgage of NOK 11.9 million denominated in USD is due in March 2017 and has an interest rate of 6 month Libor + 1.89%. The first mortgage from Innovation Norway has a payment exemption until 2016 while the second has a payment exemption until 2014. The mortgages and overdraft facility, NOK 255 million in total, are secured in ships and other assets with book values of NOK 807 million.

Aker Seafoods Secured loans:

The mortgage of NOK 889 million is primarily secured in the trawler fleet and shares in harvesting subsidiaries. The loan matures in 2018. The loan agreement includes covenants related to the mini- mum equity ratios of the harvesting subsidiaries. The mortgage of NOK 19 million is secured in shares and customer receivables.

Overdraft facility:

The overdraft facility is an operating- and guaran- tee facility. Unused credit is NOK 100 million.

Bank loans, credit facility and other short-term loans totaling NOK 898 million are secured in fixed assets, inventory and receivables with book value of NOK 1 012 million.

Converto Capital Fund Norway Seafoods

The overdraft facility is an operating- and guaran- tee facility. Unused credit is NOK 48 million.

Bank loans, the overdraft facility and other short-term loans total NOK 94 million and are secured in fixed assets, inventory and receivables with book value of NOK 307 million.

Aker Philadelphia Shipyard Secured loans:

The loans have a fixed interest rate until maturity. The payment schedule is fixed with monthly pay- ments until maturity. Property, plant and equipment with a book value of NOK 318 million (USD 57.0 million) has been pledged as security for the mort- gage loans.

Construction loan:

The construction loans credit facilities totals USD 40 million per ship for construction of hulls 017 and 018.

The company has not utilized any of the USD 40.0 million available for Hull 018 as at 31 Decem- ber 2012.

Ocean Harvest Secured loans:

The Caterpillar/2016 loan has a floating interest rate of Libor + 2.75%. The loan has a fixed repay- ment plan.

The Caterpillar/2020 loan has a floating interest rate of Libor + 4.45%. Installments and interest are paid quarterly.

Fixed assets and inventory totaling NOK 294 million have been pledged as security for the loan.

Aker ASA and holding companies FRN Aker ASA Senior Unsecured Bond Issue 2010/2015

The loan has a floating interest rate of Nibor + 5%. It matures on 23 November 2015 and interest is paid quarterly until maturity.

8.375 per cent Aker ASA Senior Unsecured Bond Issue 2010/2015

The loan has a fixed interest rate of 8.375%. It matures on 23 November 2015 and interest is paid annually until maturity.

FRN Aker ASA Senior Unsecured Bond Issue 2012/2019

The loan has a floating interest rate of Nibor + 5%. It matures in April 2019 and interest is paid quar- terly until maturity.

FRN Aker ASA Senior Unsecured Bond Issue 2012/2017

The loan has a floating interest rate of Nibor + 4%. It matures in June 2017 and interest is paid quar- terly until maturity.

FRN Aker ASA Senior Unsecured Bond Issue 2012/2022

The loan has a floating interest rate of Nibor + 5%. It matures in September 2022 and interest is paid quarterly until maturity.

Unsecured bank loan:

The loan has a floating interest rate of Nibor + 3.75%. It matures in May 2017 and interest is paid quarterly until maturity.

Fornebuporten Secured loans:

Fornebuporten AS – secured bank loan from Han- delsbanken

The loan, which was paid out on 13 February 2012, has a floating interest rate of Nibor + 2.1%. Repayment is to occur pro rata in accordance with sales, or transfers upon demerger, of the mortgaged land. However, the principal sum is to be reduced, as a minimum, to NOK 340 million by 31 March

2014, NOK 240 million by 31 March 2015 and NOK 140 million by 31 March 2016. The remaining bal- ance on the loan must be repaid within five years of the date the loan was paid out.

Widerøeveien 5 – Storebrand Bank ASA

The loan has a floating interest rate of Nibor + 2.3%.

Maries vei 20 – DNB

The loan has a floating interest rate of Nibor + 1.6%. The loan matures on June 2013. Interest and installment are paid quarterly until maturity.

Other loans

Other loans amount to NOK 16 million and include a mortgage of NOK 1 million, and an operating credit facility of NOK 15 million.

Changes in the group’s interest-bearing liabilities in 2012:

Amounts in NOK million Long-term Short-term excluding construction loan Total Construction loan Total

Interest-bearing liabilities as at 1 January 2012 7 148 2 029 9 177 48 9 224

Change in construction loan - - - (47) (47)

Ocean Yield AS issue of new bond loan 600 - 600 - 600

Connector loan from Eksportkreditt Norge 1 251 - 1 251 - 1 251

Connector loan from DNB Livsforsikring 116 - 116 - 116

Aker ASA and holding companies issue of new bond loans 2 000 - 2 000 - 2 000

Det norske oljeselskap exploration facility 1 300 2 200 3 500 - 3 500

Fornebuporten loan from Handelsbanken 440 - 440 - 440

Aker Seafoods increase of loan facilities 293 - 293 - 293

Other new loans 19 15 34 - 34

Change in credit facilities - (36) (36) - (36)

Loan fees and establishment costs (52) - (52) - (52)

Total payment from new short-term and long-term loans (excluding construction loans) 5 967 2 179 8 146 - 8 146

Det norske oljeselskap exploration facility in DNB - (2 000) (2 000) (2 000)

Aker ASA and holding companies repayment of bond loans (266) (234) (500) (500)

Aker ASA and holding companies acquisition own bond (190) - (190) (190)

Aker ASA and holding companies repayment of Sparebanken 1 SMN (350) - (350) (350)

Aker Floating Production loan DNB paid down - (402) (402) (402)

Other repayments (323) (328) (651) (651)

Total repayment of short-term and long-term loans (1 129) (2 964) (4 093) - (4 093)

Acquisition of Widerøeveien 5 and Maries vei 20 130 425 555 - 555

Total conversion and acquisition of subsidiaries with no cash effect 130 425 555 - 555

Reclassification / first year installments (644) 644 - -

Currency translation and other changes (208) (22) (230) (1) (231)

Interest-bearing liabilities as at 31 December 2012 11 264 2 291 13 555 - 13 555

Currency adjustments total NOK -231 million and are attributable to the USD loans described above. Loans denominated in USD at the end of the year are total USD 849 million. A 10% decrease in the

USD exchange rate compared to the rate of 5.58 on the balance sheet date would have caused a reduction in debt expressed in NOK of NOK 0.5 billion.

Net interest-bearing debt

Net interest-bearing debt comprises the following items:

Amounts in NOK million 2012 2011

Cash and cash equivalents 5 471 5 463

Financial interest-bearing non-current assets 1 483 1 397

Interest-bearing short-term receivables 28 26

Total interest-bearing assets 6 982 6 886

Interest-bearing long-term debt (11 264) (7 148)

Interest-bearing short-term debt including construction loans (2 291) (2 076)

Total interest-bearing debt (13 555) (9 224)

Net interest-bearing debt (-) / assets (+) (6 573) (2 338)

Finance lease liabilities

Finance lease liabilities are payable as follows:

Amounts in NOK million

Minimum lease 2012

Interest 2012

Installment

2012 lease 2011Minimum Interest 2011 Installment 2011

Less than one year 5 1 4 4 1 3

Between one and five years 19 3 17 14 3 11

More than five years 5 - 5 7 - 7

Total 30 4 26 25 4 21

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