En las relaciones sociales entre los niños migrantes y no migrantes

Refresher training is the basic given to the trainee advisors about what is insurance, types of insurance, present scenario of life insurance in India and scope and career growth in insurance with legal ideas related to insurance.

As per provisions of IRDA Act for training of life advisors (effective from 31^st October 2004).

The applicant shall have to undergo at least 100 hours’ practical training in life or general insurance business which may be spread over three to four weeks, where such applicant is seeking license for the first time to act as an insurance agent.

The training duration should be minimum 18 working days excluding Sundays and holidays.

No product training/market survey should be included into this hundred 100 hours training. The product training, if any, to be given by the insurance company should be over and above the minimum training hours prescribed by the Authority

The attendance record of the trainees should be maintained at the Institute for necessary inspection at any given point of time.

In case of short-fall of attendance, extra class may be permitted but the extra hours may be specified separately with proper attendance and details of faculty.

Every Institute should have at least one qualified permanent faculty who is an Associate or Fellow from the Insurance Institute of India for each stream i.e. for Life and Non-Life.

The attendance register of the faculty members should be maintained at the training institutes.

The record of the payment made to faculty should be maintained at the training institute i.e.

batch-wise payment detail should be maintained.

The faculty should provide details of the other Institutes with whom they have been empanelled as part-time/guest faculty.

Register should be maintained at the training institute giving details of batches completed, strength of the each batch, number of candidates decertified, name of the sponsored insurer and details of faculty who imparted the training with dates.

The seating capacity of each class-room should not exceed 40.

The fresh accreditation will be given on need basis after assessing the needs of the particular city/town.

The initial approval will be for a period of 3 years and consideration of further renewal up to 3 years would depend on the satisfactory compliance of requirements of accreditation.

The insurance companies would regularly send their officials to oversee the proper conduct of the training at the institutes and would not sponsor candidates to those institutes that are not maintaining the required standards of and facilities for the training.

The training institute must display the certificate of accreditation to impart training issued by the Authority at the training institute.

The Institute should not allow a franchisee to conduct courses on its behalf even if the faculty is that of the Institute. The Institute should conduct the training on its own premises or hired premises with proper infrastructure.

No marketing fee/consultancy fee payment is permitted for getting the training batches.

It will be the responsibility of the Insurance Company to check the status of the institute before sponsoring any candidates for training.

In case of mofussil areas or the cities where there are no accredited institutes and an insurance company intends to appoint agents, it will be the responsibility of the insurance company to conduct training.

The Institutes must keep with them one set of records of the training at the place where the training is being imparted.

The Institute should confine its activities only to the place/city for which it has been given the approval. No training outside the said place/city is permitted.

The Institutes must submit a copy of the lease deed/rent agreement at the time of seeking fresh accreditation/renewal/change of address of the institute.

On successful completion of training the candidates get COT i.e. the Completion of Training Certificate by Bharti AXA.

CONDUCTION OF EXAMINATION

i. Syllabus: the syllabus prescribed by the authority for life insurance agents is given in annexure 6. it is indicative and not exhaustive. The self study course material developed by institute in book form only the broad basis of examination which is available for sale with the institute and its associated institutes. A candidate is expected to study the course material in depth and also assimilate general information relevant to the subject.

Candidate is also expected to know up-to-date developments in the insurance industry.

ii. Pattern of examination: normally objective type multiple choice questions are asked. A candidate is required to indicate the correct alternative. A candidate is required to secure at least 50% marks to be declared successful. But the institute reserves the right to change, the pattern of question paper for the examinations without notice to anyone to test the knowledge of the candidate as it deems fit.

iii. Mode of examination: The test can be taken up in either of the two modes- online or offline. Depending on the mode of testing the training is also arranged. For online mode the training is also done online whereas in offline mode the training is done in the class room format of. The duration of classroom training is 6+2 days. Where 6 days are reserved for compulsory IRDA training and the remaining 2 days are for product based training.

iv. Admission card: No candidate will be allowed to appear for the examination unless he/

she produce the admission card. The admission card will be issued by Bharti AXA.

Besides admission card candidate must possess COT issued by Bharti AXA.

v. Sample questions: a list of sample questions is given as annexure.