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3. ESPECIFICACIONES DEL TRABAJO DIRIGIDO

3.5. Revisión Bibliográfica

3.5.3. Sistemas de explotación de las gallinas ponedoras

member organisations comprise financial services institutions in Bahrain which financially support and actively use the services provided by BIBF.

Financial sector

Abu Dhabi Investment House Addax Investment Bank Ahli united Bank

Al Khabeer International Bank Allied Banking Corporation Alpine Wealth Management Al Salam Bank

Alubaf Arab International Bank Al Yousuf exchangers Albaraka Banking Group Allianz Global Investors Allianz MenA Holding Co. AMeX (Middle east) Arab Bank plC

Arab Banking Corporation Arab Financial Services Arab Investment Company Arcapita Bank

Askari Bank ltd Awal Bank Bahrain Credit

Bahrain Development Bank Bahrain express exchange Bahrain International Bank Bahrain Islamic Bank Bahrain Stock exchange Bahraini Saudi Bank Bank Al Habib ltd Bank AlFalah limited Bank Muscat International Bank of Bahrain & Kuwait Bank of tokyo - Mitsubishi ltd BMB Investment Bank BMI Bank

Bnp paribas

Calyon Bank (Credit Agricole) Capinnova Investment Bank Capital Management House CApIVeSt

Central Bank of Bahrain Citibank n.A. CrediMax Credit libanais Daiwa Securities SMBC europe ltd Denizbank Deutsche Bank Dexia private Bank elaf Bank eskan Bank

european Islamic Investment Bank

Family Bank Finansbank A.S. First energy Bank First Investment Bank First leasing Bank Future Bank

Global Banking Corporation Gulf Custody Company Gulf Finance House Gulf International Bank Habib Bank ltd HDFC Bank

HSBC Bank Middle east ltd HSBC Bank Middle east ltd - Wholesale Bank

ICICI Bank ltd InG Bank A.S. InStRAtA Capital BSC International Investment Bank Investcorp Bank

Investment DarBank Investors Bank Ithmaar Bank JpMorgan Chase Bank Khaleeji Commercial Bank Korea exchange Bank Kuwait Finance House Kuwait turkish participation Bank

lGt Bank In liechtenstein ltd liquidity Management Centre Mashreq Bank

Maybank MCB Bank ltd

Merrill lynch International Bank ltd

Mizuho Corporate Bank ltd national Bank of Abu Dhabi national Bank of Bahrain national Bank of Kuwait national Bank of pakistan national Finance House

nCB Capital

neXuS Financial Services nomura Investment Banking (Me)

oasis Capital Bank Reef Bank

Sakana Holistic Housing Securities & Investment Co. Seera Investment Bank Shamil Bank of Bahrain Standard Chartered Bank State Bank of India t. Vakiflar Bankasi tAo t. Halk Bankasi A.S. tadhamon Capital tAIB Bank

tharawat Investment House the Benefit Company the Housing Bank for trade and Finance

the International Banking Corporation

the Islamic Bank of Asia ltd the Saudi national Commercial Bank

tSKB (Industrial Development Bank of turkey)

turk ekonomi Bankasi turkiye IS Bankasi A.S. unicorn Investment Bank BSC united Bank ltd

united Gulf Bank uBS AG

Venture Capital Bank Wealth Management Group Woori Bank

Yapi Ve Kredi Bankasi

insurance companies

ACe Insurance ACR Retakaful MeA BSC AF Willis Faber

AIG - new Hampshire Insurance Al Ahlia Insurance Company Allianz (takaful) Bahrain American life Insurance (AlICo) Arab Insurance Group (ARIG) Arabia Insurance Co.

AXA Insurance (Gulf) BSC AXIS International

Bahrain Kuwait Insurance Co Bahrain national Holding Co Bahrain national Insurance Company

Bahrain national life Insurance CHARtIS - takaful enaya (AIG) Cunningham lindsey Middle east

Fakhro Insurance Services Gulf union Insurance & projects Management Holding Co Gulf union Insurance & Reinsurance Co.

ICICI prudential life Insurance Co ltd

Intershield Wll Iran Insurance Co. labuan Reinsurance ltd life Insurance Corporation (International)

Medgulf-Bahrain

new India Assurance Co ltd oryx Insurance Services protection Insurance Services Royal & Sun Alliance Ins. Me Royal & Sun Alliance Ins. plc Saudi national Insurance (SnIC) Solidarity Family takaful Solidarity General takaful Solidarity Group Holding takaful International Co. t’azur

trade union Insurance Co trust International Insurance Co united Insurance Co.

Willis Faber

Zurich Insurance Services (Me) Zurich International life Insurance Co

participating organisations

non-member organisations comprise institutions other than Members who use the services provided by BIBF.

azerbaijan

Caspian International Investment Company

pASHA Bank

Bahrain

AAoIFI

Ahmed Mansoor Al A’ali Al Faraj trading Al Hassanain Company Al Kooheiji electrical Contractors Al nabaa Commercial Services Al Rashid Group

Al taweel Group Ali turk establishment Aluminium Bahrain (AlBA) ApICoRp

ApM terminals Bahrain Arabian Gulf Associates Aramex International ASRY

Atkins Awal express Awal Gulf Manufacture Bahrain Institute of public Administration

Bahrain Mumtalakat Holding Company

Bahrain polytechnic Bahrain precast Concrete Company

Bahrain Royal Flight BAnAGAS BApCo Barwa Bahrain BAtelCo BBWA BDF Medical Services Bemco International Bahrain Bhatia Company

BMMI Chevron

CIBA Speciality Chemicals Civil Aviation Affairs Coldwell Banker Constitutional Court

Council of Representatives Crown prince Court DHl Aviation Service Diyar Al Muharraq Durrat Al Bahrain Durrat Resort Management edamah (Bahrain Real estate Investment Co.)

electricity & Water Authority eSB International

esterad Investment euro Motors Wll expressions

General organization for Youth GFH Support Services Global Intellectual plus Global payment Services GoSI

GpIC

Gulf Diabetes Specialist Center Gulf electronic Management System

Gulf Industrial Investment Company

H. Q. Bahrain Defence Force HAJ Gulf

Haji Hassan Group Hannover Re takaful Hempel paint HRD Fund

IFp Middle east Consulting InoVeSt

Intercol

International turnkey System Bahrain

Ithmaar Bank Kooheji Contractors KpMG Fakhro land Gulf Insurance lMRA

M.H. Al Mahroos BSC(C) Maalem Holding MAF Investments Bahrain Marina West

MAZA

Mednet Bahrain Wll Midal Cables ltd Ministry of education Ministry of electricity & Water Ministry of Finance Ministry of Health

Ministry of Industry & Commerce Ministry of labour

Ministry of Municipality Ministry of Social Development Ministry of Work

national Audit Court national Motor Company national occupational Safety & Health Centre

nonoo exchange Co Sp northern Municipality ohad trusts Corporation omrania & Associates oriental press prime Minister Court

pttep Bahrain Company limited Qays H. Zubi office

Ramsis engineering Remza Investment Company Robeco-WpG

Royal Charity organisation Royal Court

Royal Family Council Sabre

Safe Hand Health System Holding

Sayyar trading Agencies Sh. Isa Bin Mohammed law office

Shaheen Group Shura Council - Bahrain Specific Council for Vocational training in Construction Sunni Waqf

tAIB Bank e.C. tamkeen tender Board

the Family office Company the Islamic Association

united Arab Construction universal Rolling Y. K. Al Moayyed Yokogawa Middle east Zain Group Zayani Motors iran Bank tejarat Bank Sepah Jordan

Jordan Insurance Regulatory Middle east Insurance Company

kuwait

Boubyan Bank Central Bank of Kuwait BKIC

Gulf Insurance Company united Insurance Bureau Warba Insurance Company Al-Sayer est.

Kuwait Investment Authority

libya

Mazaya Centre

oman

Bank Sohar oman Arab Bank oman Insurance Authority public Authority For Social Insurance

Qatar

Al Mal Bank

Bank of tokyo-Mitsubishi uFJ Barwa Bank

Bnp paribas

Commercial Bank of Qatar Masraf Al Rayan Qatar Islamic Bank Doha Insurance Company Conxion logistics & Heavy equipments

participating organisations

non-member organisations comprise institutions other than Members who use the services provided by BIBF.

saudi arabia

A. A. turki Corporation Al Anood Investments Al Rajhi Insurance Company Al Rushaid petroleum Investment Company

Alinma Bank Assets Financial House AXA Insurance Bank Albilad Banque Saudi Fransi eniRepSa Gas limited Fransi tadawul llC Gulf Co-operative Insurance Company

Islamic Development Bank Alturki Group

Malath Cooperative Insurance & Reinsurance Company Marsh

MeDGulF nCB

pan Gulf Holding payong

Rawabi Holding Company Riyadh Bank

Sabb takaful SABIC-Saudi Arabia Sahm Al nour project SAMA

Saudi Aramco Saudi British Bank Saudi electricity Company Saudi Hollandi Bank Saudi national Insurance Saudi Re.

Saudi Readymix Concrete Company

Saudi telecom SaudipanGulf trading tawuniya

unicorn Capital Saudi

Wahah electric Supply Company

united arab emirates

Abu Dhabi Islamic Bank Arab trade Financing programme Bank of tokyo-Mitsubishi uFJ Bnp paribas

AlICo

Dubai Islamic Insurance & Reinsurance Company emirates Insurance Company tokio Marine & nichido Fire Insurance Co. ltD

Abu Dhabi Investment Council Arqaam Capital

Health Authority of Abu Dhabi Royal Centre

united kingdom

Bank of tokyo-Mitsubishi uFJ

yemen

united Insurance Company Yemen Islamic Insurance Company

acamS: Association of Certified Anti- Money laundering Specialists

acca: Association of Chartered Certified Accountants aci: International Compliance Association

arm: Associateship in Risk Management

assessment centre: Is a Centre designed to aid in placement of new staff or assessment of existing potential. testing includes It / Microsoft level Determination; english language placement and occupational Ability tests

Bahrain institute of Banking and finance (BiBf): one of the leading providers of training, education and professional Development programmes to the financial industry in the Gulf and the Middle east. Bep: Business english programme

BSdp: Banking Studies Diploma programme

cBB regulation: Central Bank of Bahrain rules/laws centre for academic and executive: Specific department focused on Masters (De paul) and undergraduate (Wales) programmes and includes specific executive development offerings (incl. leadership programme)

centre for accounting and it: Specific department focused on Accounting (CpA and CMA in conjunction with Morgan) and other specialised areas and partnerships including IIA, ICAeW and ACCA. the department also develops multiple programmes in It specifically office applications training

centre for Banking: Specific department focused on Banking specialisation and partnerships / qualifications including ACAMS, ACI, AMl, ICA and pRM. the department also leads the BSDp programme with pathways to the university of newcastle

centre for insurance: Specific department focused on Insurance specialisation with the key partnership being CII. It delivers the only fully Arabic Insurance qualification (pIC)

centre for islamic finance: Specific department focused on Islamic Finance specialisation.

centre for leadership and management: Specific department focused on leadership and Management and other specialised areas and partnerships including CIpD (Cpp and Cpt) and CIMA. the department also runs the stand-alone Assessment Centre.

glossary

cfa: Chartered Financial Analyst cii: Chartered Insurance Institute cia: Certified Internal Auditor

cima: Chartered Institute of Management Accountants

cipd: Chartered Institute of personnel and Development

cma: Certified Management Accountant cmi: Chartered Management Institute

cohorts: a group of people who are enrolled in the same programme at the same time

cpa: Certified public Accountant cpp: Certificate in personnel practice ctp: Certificate in training practice

curriculum: the prescribed classes or course work needed to complete a programme of study leading to a degree or certificate

customised programmes: see Special offerings darden School of Business: uS based institution that partners with BIBF in the leadership programme depaul University: Depaul university is a private institution of higher education and research in Chicago, Illinois, uSA.

executive education: an education enabling

executives to undergo transition from a functional to a general management role

external offering: Courses facilitated at BIBF by local and International private Consultants with prominent market experience

financial Services Sector: the financial services sector encompasses a broad range of organisations that deal with the management of money. Among these organisations are banks, credit card companies, insurance companies, stock brokerages, investment funds and some government sponsored enterprises. (eg, central banks and insurance supervisory authorities

grcdp: Graduate recruitment and career development programme

iBdf: Islamic Banking Diploma in Finance

Guest Speakers/lecturers: part time instructors and lecturers

ica: International Compliance Association icaew: Institute of Chartered Accountants of england and Wales

igie: Global Insurance education iia: Institute of Internal Auditors

insurance association of insurance Supervisors (iaiS): an international organisation represents insurance regulators and supervisors of some 190 jurisdictions in nearly 140 countries

internationally accredited: the course or certificate which is granted credit or recognition from institute, body or university that maintains suitable international standards

lp: the leadership programme is the revised and successor to the previous Gulf executive Development programme

learning centres: a specialised division of a BIBF devoted to specific filed of training (eg: BIBF learning centre.)

members: comprise financial services institutions in Bahrain which financially support and actively use the services provided by BIBF

morgan international: partner. Co-collaborators in providing CpA and CMA qualifications

non-members: comprise institutions other than Members who use the services provided by the BIBF participant hours: total participants hours attended by all BIBF programme participants during the year. participant hours are calculated by multiplying the total number of participants into numbers of hours attended by them (no. of people x no. of hours) participating organisations: organisations that participated at BIBF

pdfSm: is a qualification that provides the foundation knowledge and skills in financial services management prima: professional Risk Manager’s Association private Sector: organisations and entities that are not part of any governmental structure. owned by shareholders or individuals

prm: professional Risk Management is the global standard for the world’s top financial risk professionals

professional offering: BIBF offers a wide range of banking, finance, insurance, management, marketing, Academic and executive programmes, english and information technology courses to assist participants in their professional development

professional Qualification: is a designation earned by a person to assure qualification to perform a job or task

programmes: a programme designed or offered by BIBF for training in specific skills or knowledge including training, Development and professional Courses

public offerings: Courses designed to meet the financial sectors training needs and they are open to individuals and groups. these course are offered free of charge for levy payers

public Sector: all enterprises and activities owned and funded by the government

Special offerings: Customised, company specific programmes designed to meet specific organisational needs and accommodate operating hours

Specific council: Board members of the Council for Vocational training (Banking Sector) which was established upon Amiri Decree no.20 of 1975 takaful insurance: an alternative to conventional insurance observing the rules and regulations of Islamic law (Sharia’a)

tamKeen: is a semi-autonomous yet independent authority which formulates strategic and operational plans to enhance the overall prosperity of Bahrain by investing in Bahraini employability, job creation, and social support

University of cambridge: prestigious uK based university offering the Cambridge Diploma through the Centre for leadership and Management

University of wales: prestigious uK (Wales) based university offering its Validated Diploma through the Centre for Academic and executive

waqf fund: A Bahrain-based specialist fund which supports education and training in Islamic finance

report on the financial statements

We have audited the

accompanying financial statements of Bahrain Institute of Banking and Finance – BIBF (the Institute) which comprise the statement of financial position as at 31 December 2009 and the statements of comprehensive income, changes in fund balance and cash flows for the year then ended and a summary of significant accounting policies and other explanatory notes.

management’s responsibility for the financial statements

Management is responsible for the preparation and fair presentation of these financial statements in accordance with International Financial Reporting Standards. this responsibility includes: designing, implementing and maintaining internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error; selecting and applying appropriate accounting policies; and making accounting estimates that are reasonable in the circumstances.

auditor’s responsibility

our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with International Standards on Auditing. those standards require that we comply with ethical requirements and plan and perform the audit to obtain reasonable assurance whether the financial statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. the procedures selected depend on the auditor’s judgement, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by management, as well as evaluating the overall presentation of the financial statements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

opinion

In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Institute as at 31 December 2009, and its financial performance and its cash flows for the year then ended in accordance with International Financial Reporting Standards.

16 March 2010

Manama, Kingdom of Bahrain

independent auditors’ report to the Specific council

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