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Acords Acords de les sessions celebrades el mes de

Asset management, insurance and private banking CACEIS

Following Crédit Agricole’s acquisition of a 35% interest in CACEIS, the following entities are now fully consolidated:

 Brooke Securities Inc.

 CACEIS (Bermuda) Ltd.

 CACEIS (Canada) Ltd.

 CACEIS (USA) Inc.

 CACEIS Bank

 CACEIS Bank Deutschland GmbH

 CACEIS Bank Luxembourg

 CACEIS Corporate Trust

 CACEIS Fastnet

 CACEIS Fastnet Irlande Ltd.

 CACEIS Fastnet Suisse

 CACEIS S.A.

 Fastnet Belgique

 Fastnet Luxembourg

 Fastnet Pays-Bas

 Investor Service House S.A.

 Olympia Capital (Ireland) Ltd.

 Olympia Capital Associates L.P.

 Olympia Capital Inc.

 Olympia Capital Ltd. Cayman

 Partinvest S.A.

 Winchester Fiduciary Services Ltd.

 Winchester Global Trust Company Ltd.  Crédit Agricole Assurances

Emporiki Life is now fully consolidated. IV – CHANGE OF COMPANY NAME : French retail banking

Regional banks subsidiaries

 Force Alpes Provence renamed CAP Actions

 SARL Arcadim Fusion renamed S.A.S. Arcadim Fusion

 S.A.S. PALM PROMOTION renamed NACARAT

 Sparkway renamed CAPI Centre-Est International retail banking

 Meridian Bank CA Group renamed Crédit Agricole Srbija a.d. Novi Sad Specialised financial services

Sofinco

 Groupe FGA Capital S.p.A.:

 FAFS Re Limited renamed FGA Capital Re Limited

 Fiat Auto Contracts Ltd. renamed FGA Contracts UK Ltd.

 Fiat Auto Financial Services (Wholesale) Ltd. renamed FGA Wholesale UK Ltd.

 Fiat Auto Financial Services Ltd. renamed FGA Capital UK Ltd.

 Fiat Bank GmbH renamed FGA Bank Germany GmbH

 Fiat Credit Belgio S.A. renamed FGA Capital Belgium S.A.

 Fiat Credit Hellas S.A. renamed FGA Capital Hellas S.A.

 Fiat Finance S.A. renamed FGA Capital Lux S.A.

 Fiat Finansiering A/S renamed FGA Capital Danmark A/S

 Fidis Bank GmbH renamed FGA Bank GmbH

 Fidis Insurance Consultants S.A. renamed FGA Insurance Hellas S.A.

 Fidis Leasing GmbH renamed FGA Leasing GmbH

 Fidis Nederland B.V. renamed FGA Capital Netherlands B.V.

 Finplus Renting S.A. renamed FGA Capital Services Spain S.A.

 Tarcredit EFC S.A. renamed FGA Capital Spain EFC S.A.

 Groupe InterBank N.V.

 Ajax Finance B.V. renamed Aetran Administrative Dientverlening B.V.

 Krediet '78 B.V. renamed Passive Portfolio B.V. Asset management, insurance and private banking

Amundi (ex CAAM)

 CA Alternative Investment Products Group SGR renamed CAAM AI SGR

 CAAM renamed Amundi

 CAAM CI renamed Amundi Private Equity Funds

 CAAM Real Estate renamed Amundi Immobilier

 CASAM renamed Amundi Investment Solutions

 Crédit Agricole Asset Management Group renamed Amundi Group

 Emporiki Asset Management Mutual Funds renamed Emporiki Asset Management A.E.D.A.K.

CACEIS

 Brooke Securities Holdings Inc. renamed CACEIS (USA) Inc.

 CACEIS S.A.S. devient renamed CACEIS S.A.

 Fastnet Irlande renamed CACEIS Fastnet Irlande Ltd.

 OC Financial Services Inc. renamed CACEIS (Canada) Ltd.

 Olympia Capital (Bermuda) Ltd. renamed CACEIS (Bermuda) Ltd.  CACI

 Argence Gestion Assurances renamed CACI Gestion

 Finaref Insurance Limited renamed CACI NON LIFE LIMITED

 Finaref Life Limited renamed CACI LIFE LIMITED

 Space Reinsurance Company Limited renamed CACI RE Corporate and investment banking

Crédit Agricole CIB

 Calyon Finance Guernesey renamed Crédit Agricole CIB Finance (Guernsey) Limited

 Calyon Financial Products renamed Crédit Agricole CIB Financial Products (Guernsey) Ltd.

2.2 MAIN ACQUISITIONS DURING THE YEAR

In accordance with IFRS 3, the fair value of the assets and liabilities acquired may be reviewed within 12 months from the transaction date. Consequently, the amount of goodwill recognised is subject to change during the next financial year.

Combination of Crédit Agricole’s and Société Générale’s asset management

businesses

In July 2009, Crédit Agricole S.A. and Société Générale signed a framework agreement to combine their asset management businesses. The transaction was completed on 31 December 2009 after securing the required regulatory approvals and the approval of the Combined General Meeting of CAAM Group, the parent company of the Group.

As of the same date, CAAM Group changed its name to Amundi Group. This new business line comprises 100% of CAAM Group’s operations, to which Société Générale has transferred its European and Asian asset management businesses. Upon completion of the transaction, Amundi is 75% owned by Crédit Agricole S.A. and 25% owned by the Société Générale Group.

The transfer of Société Générale’s European and Asian asset management operations to Amundi was paid for by a €1,285 million issue of Amundi Group shares, which was entirely taken up by the Société Générale Group.

The income from the businesses transferred by Société Générale will be included as from 1 January 2010. The impact of the transaction on the Group’s net assets can be broken down into two transactions:

 the acquisition of a 75% controlling interest in the assets and liabilities added to the scope of consolidation, leading to the recognition of €611 million in goodwill. This goodwill belongs to the “Asset management” cash-generating unit.

Provisional goodwill recognised in the Group’s consolidated financial statements is shown below:

 Acquisition price €964 million

 Transaction costs €30 million

 Fair value of net assets acquired (75%) €383 million

Goodwill €611 million

 a partial sale of 25% of the assets and liabilities previously held. This dilution of Crédit Agricole S.A.’s investment in the Amundi business line can be treated as a disposal of minority interests. In accordance with the accounting principles applied by the Group, the impact has been

recognised as an increase in consolidated reserves – Group share for €46 million. The assets and liabilities sold include a €524 million share of goodwill belonging to this cash generating unit.