Is the
1
Screen(OAAC)st
1.1 Type “OAAC” in the Menu option and press Enter. Following Screen comes up.
1.2
Follow Under Mentioned Steps
Cursor Position Value To be typed Action
Function O (Not Zero) F11
Customer ID Enter the ID of the customer for whom the account is being opened F11
Currency Code INR F11
GL Subhead Code Enter the GL Sub Head Code F11
Scheme Code Enter the scheme code F11
Permanent A/C No Leave the field blank. In our Bank, A/C
No is system generated F11
Copy A/C No Leave Blank F4
Option Code Enter ‘G’ F4
Cursor moves to screen 2
NOTE: The name of the account, short name, account manager etc shall appear by default in the screen even before you enter any detail. These details are populated from the customer master (Customer ID). Do not change them unless otherwise required.
STEPS ON NEXT PAGE
1.3 Follow Undermentioned
Steps:-Cursor Position Value To be typed Action
Acct Name Do not change the default value unless
necessary. This can be prior to BOD but not later than BOD
F11
Special Charge Code Mention the code of special charges if any
are given to the customer F11
Mode of operation Press F2, select appropriate mode by
pressing shift + F4 F11
Location Code Press F2, select appropriate mode by
pressing shift + F4 F11
Account Mgr Press F2, select appropriate mode by pressing shift + F4
F11 Cash Exception
Limit (Dr) Change the default value if needed. F11 Clg Exception Limit
(Dr) Change the default value if needed. F11
Xfer Exception Limit
(Dr) Change the default value if needed. F11
Account Report
Code Appears by default. Do not change the value F11
Collect charges Enter Y F11
Turnover Details Enter N F11
Related to staff Y if related to staff, N if not related F11 Staff Id Press F2, select Employee by pressing shift
+ F4 F6
Cursor moves to screen-3
Follow the undermentioned steps Screen- 3 (OAAC)-General Details
1.4 Follow Undermentioned
Cursor Position Value To be typed Action Pass book /Statement Enter S for statement / P for pass book F11
Frequency of
statement Q/blank /blank /2/N F11
Local Calendar Enter N F11
Despatch Mode Enter Q for courier, P for Post, C for
collection F11
Next Print Date DD / MM / YY. F11
Download To PBF Default Value- N. Do not change it F11
Pay interest Enter N F11
Collect interest Enter Y F11
Customer Preferential
(Dr / Cr) Enter Preferential if any approved F11 Account Preferential
(Dr / Cr) Enter Preferential if any approved F11
Interest Cr A/C Flag ENTER ‘S’ F11
Interest Dr A/C Flag ENTER ‘S’ F11
Interest Rate Code The code shall be appearing by default.
If any change is required, do so by pressing F2 and selecting appropriate code.
F11
Account Pegged If the agreement is for Fixed Rate, ‘Y’
If the agreement is for floating rate, “N” F11
Pegging Review Date Leave Blank F11
Pegging Frequency Leave Blank F6
Cursor moves to screen-4
Follow the undermentioned steps Screen- 4 (OAAC)-General Details
1.5 Cursor Position Value To be typed Action
Contact Phone No Enter the Phone No F11
Interest Calculation Freq Dr
Please do not change the default value F11 Next Int.Calc.Date Dr Please leave the default value
unchanged
F11
TDS Operative Account Not Applicable F11
Language Code Leave Blank F11
Name in Language Leave Blank F6
Follow the undermentioned steps Screen- 5 (OAAC)-Scheme Details
1.6 Cursor Position Value To Be typed Action
Option Code Change the value to ‘S’ F4
Dr. Balance Limit Enter the sanction amount F11 Max.Allowable Limit Enter the sanction amount F11
Credit file no Enter the credit file no F11
Debit Acknowledgement Date
Enter the date of loan documents / revival letter, whichever is latter
F11
ECGC Cover Enter N F11
ECI premium Dr A/C Leave Blank F11
Due Date Leave Blank F11
Extd Due Date Leave Blank F11
Tax Category Default Value- N, leave it unchanged F11
With Holding Tax borne by Leave Blank F11
Cheque Allowed Enter ‘Y’ F11
Charge for cheque issued Enter ‘Y’ F11
Return Paid Cheque Enter ‘N’ F11
Paid Cheque Return Freq. Leave Blank F11
Avail Nomination Facility Enter ‘N’ F6
The cursor moves over to Screen No-6
Follow the undermentioned steps Screen- 6 (OAAC)-Scheme Details
1.7
Cursor Position Value To Be typed Action
Customer/Account Health Code
Enter the valid value F11
Interest Amount (for
transferred accounts) Leave blank for all new accounts. In case of transfer accounts, enter the interest accrued
F4
Cursor moves to screen 7
Option Code Change the value to ‘A’ for related
party details F4
Follow the undermentioned steps Screen- 7 (OAAC)-POA/AS/LA Details
1.9 Most of the details here shall have been populated from the Customer Master. If you need to enter any details / modify any field, you can do so and there after press F4.
Note: Here we can add any number of records by going back to option code and entering
‘A’ and pressing F4. Details of partners and guarantors can be entered here.
The cursor shall move to option field. Here enter ‘V’, press F4 and move over to screen 8.
Screen- 8 (OAAC)-Advance Details
1.9 Cursor
Position Value To Be typed Actio
n
Option Code Enter H F4
The Cursor move over to screen -9
Follow the undermentioned steps
Screen- 9 (OAAC)-Sanction Limit Details
1.10 Cursor
Position Value To be typed Action
Applicable Date This field would be blocked. No need to enter any
value F11
Limit Level
Interest Enter ‘N’ if the account has a single limit or more than one limit with all the limits having same interest rate. Otherwise, ‘Y’
F11
Sanction limit Enter Sanction Amount F11
Supercede This would be blocked F4
Sanction Date Enter date of Sanction F11
Expiry Date Enter the date on which the account is supposed to
be fully repaid. F11
Penal Interest From
Enter the grace period if any, after which penal interest would be charged, in case the loan is not repaid
F11
Document Date Enter date of documents F11
Review Date Enter date When the account is due for review F11
Normal Interest In case you select the limit level interest as “Y”, this field would be available for modification. Here enter the normal interest rate
F11
Penal Interest In case you select the limit level interest as “Y”,
mention the penal interest rate F11
Security Description
Say House / Flat / Car / etc F11
Remarks Enter Remarks if any F11
Sanction Level Press F2, select by pressing shift + F4 F11 Sanction
Authority
Press F2, select by pressing shift + F4 F11 Sanction Ref Enter the reference no. of CO / RO / Branch
sanction F4
The Cursor move over to screen -10 Follow the undermentioned steps
Screen- 10 (OAAC)-Drawing Power/DACC Details
1.11
Cursor
Position Value To be typed Action
Drawing Power
Indicator D if derived from securities. Normally for secured EMI loans, share loans, loans against FD, etc, it would be D
F11
Drawing Power% Leave the default value of 0.0000 as it is F11
Limit Id Leave Blank F11
DACC limit Leave the default value as it is F11 Percentage Leave the default value as it is F11
A/C Recalled Enter ‘N’ F11
Remarks Enter remarks if any F4
1.12
Cursor goes back to the option field. Now press F10 for committing the details. Screen no-11 shall come up displaying the account number.