CAPITULO VII – ANÁLISI FINANCIERO DE LAS PROPUESTAS PLANTEADAS
7.2. FLUJO DE FONDOS DE LA PROPUESTA
7.2.2 FLUJO DE FONDOS ACTUAL (Ver Anexo 21)
A person with a golden heart can do more good rich than they could ever imagine poor.
It was in the name of God and the Bible’s Ten Commandments that the rebel group known as the Lord’s Resistance Army (LRA) poured out of the hills and descended on a small village in northern Uganda like a plague of locusts. The sun was beginning to rise as the LRA’s child soldiers set about their unholy work of setting ablaze the thatched roofs on the mudbrick huts and murdering their inhabitants.
The village was taken completely by surprise. Their able-bodied men had left the day before to defend a neighboring community, leaving their women, children, and elderly behind to fend for themselves.
Abraham, a skinny 8-year-old boy with dark, wiry hair, was left in charge of the family during his father’s absence. He was the first to wake at the smell of smoke filling the hut, and he quickly roused his mother, who gasped in horror at the sight of the spreading fire. She scooped up Abraham’s baby brother and younger sister, then shuttled her family out of the burning structure.
They entered into chaos created by the LRA. Terrified screams and cries could be heard above the laughter and excitement of the child soldiers as they enjoyed their wicked fun. Thick, acrid smoke billowed from the blazing huts, which
motion. Confused smoky shadows ran wildly about. His family raced through the village, and took cover behind whatever they could find to avoid detection by the child soldiers. They were almost out of the village when Abraham’s baby brother, frightened, started to cry, alerting the young marauders to the escape.
Four soldiers wielding machetes and clubs took pursuit and eventually
captured Abraham’s mother and baby brother. Two of the soldiers continued after Abraham and his sister, while the other pair stayed behind and
bludgeoned their helpless captives to death like seal pups in a bloody harvest.
The pursuing soldiers were faster and gained on them. There was no time to think, but Abraham had to do something or he and his sister would both be caught.
“Keep running! I will find you!” Abraham shouted to his sister.
He turned to face his attackers. Outnumbered and unarmed, it wasn’t much of a fight. Abraham was quickly clubbed to the ground, but his sister managed to escape.
Once all life had been extinguished at the village, Abraham and the other abducted children were marched to the LRA’s base camp, where they learned that they, too, would serve in the Lord’s Resistance Army.
And so it was. Captured boys were made into soldiers, and girls were used as sex slaves. All manner of civility, self-respect, and youthful innocence was
ripped from them. In time, they were turned into killers, wild animals feeding on the carcass of a once moral society in one murderous spree after another. Their actions orchestrated by men convinced of their own self-righteousness by acting in the name of God.
Samantha Garcia, a 34-year-old American volunteer, was working in Lira, Uganda, to rebuild an orphanage. She came from a society with little
understanding of the devastations of war, cultural hopelessness, abject poverty, and widespread hunger. When she learned about the plight of the Ugandan people, however, she felt compelled to help. Samantha was moved by the
suffering of others, and she felt an inner calling to help these distant strangers in need. She ignored her peers who told her not to go, that it was too
dangerous, and that she couldn’t make a difference. Samantha knew she had to do something.
That particular something came as a program designed to help rehabilitate Uganda’s child soldiers by teaching them construction skills. Two decades of bloody civil war had come to an end, and the children who were conditioned to a life of violence and destruction had nowhere to turn and needed to learn
productive skills if they were to successfully rejoin society. Volunteers were asked to work with the children, rebuilding structures destroyed during the war. This is where Samantha met Abraham.
Samantha worked alongside Abraham for many days. During this time, she gained his trust and they talked at length. She learned that Abraham and his sister were orphans living on the outskirts of town. Their house had a dirt floor and was nothing more than a shanty made from scavenged materials. They survived by stealing food from the market and received aid from Christian
missionaries. As his story unfolded, Samantha realized what an incredibly hard life this boy had. Nothing she had ever dealt with compared to the suffering endured by him and others who have had their lives shattered by the realities of war.
Abraham also took an interest in Samantha. He enjoyed hearing of her life in America; he was especially eager to learn about the different subjects American
movies, and rock concerts. Their connection deepened daily. By the end of her stay, Abraham was no longer a statistic or another face among the millions affected by the brutalities of war—he was a real person who needed help. His story had become part of Samantha’s life, and his pain had touched her.
Samantha’s time in Uganda passed quickly, and soon, she bid farewell to her young friend. She made many sacrifices to be a volunteer, but was glad to
finally be going home. However, during the long flight back to the United States, Samantha was haunted by one reoccurring thought: “You can do more to help.”
Eight months later, Samantha, her family, and friends stood in the airport waiting area for arriving international passengers. Led by an airline employee, Abraham and his sister crossed the U.S. Customs checkpoint exit.
Abraham, upon seeing Samantha, ran to her, took her by the hand and started to cry. Samantha embraced him for a long moment and said, “Abraham, I would like to introduce you to some good friends of mine and your new family.”
Samantha would always remember the exact moment when she was inspired to do more to help. The source of inspiration is never as important as its effect.
What matters most is that one person took the time to help another in need and, in doing so, made the world a better place for us all.
The Fifth Financial Law of Prosperity
The Fifth Financial Law of Prosperity is Help Those In Need. Give the gifts of money, time, and forgiveness to those in need. The simple act of giving provides purpose, a sense of accomplishment, and adds meaning to life. No cause is greater and no deeds more worthy than assisting the needy.
A life spent without knowing the joys of giving is a life half-lived. To be rich doesn’t solely imply acquiring an abundance of material and financial wealth. A person can be rich financially and poor in giving, or they can be poor financially and rich in giving. But in the end, such a person could have done more to help both themselves and others. The Ten Financial Laws of Prosperity teach
balance—to be rich financially and to be rich in giving. Achieving this balance in one’s life is the only way to find the thing that matters most—a fulfilling
happiness that nurtures the soul and is the source of true wealth.
Summary of the Ten Financial Laws
Laws Action
1. You Must Believe Manage your beliefs, intelligently develop a plan, and take purposeful action.
2. Save for The Future Save 10% of your primary income for future investment.
3. Make More Money Create multiple sources of income and save 80%
of this extra money for future investment.
4. Live a Sustainable
Lifestyle Avoid the lifestyle trap, and recognize that the things you buy can have unforeseen ownership costs.
5. Help Those In Need Give the gifts of money, time, and forgiveness to the needy.
Your Three Gifts
There are three gifts you can give that will make our world a better place for generations to come. The simple act of giving provides purpose and adds a sense of accomplishment to your life. Giving is a personal choice to help the suffering. It is a sign that you are a person who does not dwell solely in the microcosm of the self and are sensitive to the needs of others.
Everyone has three gifts that they can give to the needy. The amount you give depends on your own individual sense of generosity and the resources you have available to you. No matter what is happening in your life, you can always
choose to give these three gifts:
1) The Gift of Money: For every dollar of personal income you receive,
immediately give a portion of it away. This is part of your lifestyle expense. Try to give 10% or whatever you can afford to worthy causes. Find causes you believe in and allocate your funds accordingly. Many people have difficulty giving away their money; however, monetary donations are essential for procuring resources for the needy such as food, medicine, housing, clothing, and education.
Volunteers at a soup kitchen can do little to feed the hungry if someone else didn’t first donate the money to buy the food and pay the rent and utility bills for the kitchen facility. Remember, poverty is always hardest on the poor and your financial donations can make a huge difference in their lives.
2) The Gift of Time: Time is your most precious possession because it is limited. Your time volunteered to charitable causes as a worker, mentor, and teacher can make a dramatic difference in the lives of others. What can you do with your time and talents that would help someone in need? What valuable skill could you teach to help people decrease their dependence on others? Try to donate two or more hours a week to charitable projects. Remember to have some fun while helping others, and don’t be afraid to get your hands dirty.
3) The Gift of Forgiveness: Forgiveness may not seem like your traditional tool for developing riches, because unlike money and time, it can’t be measured. Yet,
the effects of forgiveness on your quality of life are profound. The simple act of forgiveness heals by relieving us from the burdens that obstruct our enjoyment of life. Forgiveness enables us to rebuild, strengthen, and enjoy our relationships with other people.
To have true wealth, you must forgive both yourself and others. Forgiveness enables us to move beyond hurtful events by breaking the chains of anger, hurt, guilt, and resentment that bind us to those events. Forgiveness is a conscious decision to acknowledge and let go of an event. It doesn’t mean you have to like and condone an event, only that you will no longer dwell on and harbor ill
feelings about it. There is power, strength, and freedom in the act of forgiveness.
Forgiveness heals, allowing meaningful love to exist, and helps you to develop and maintain deep, gratifying relationships with other people.
Give just for the sake of giving. Selfless giving occurs when there is no
expectation of recognition and reward for your actions. The simple act of giving is, in itself, the greatest reward you could ever hope to receive. It enriches the soul and contributes to your long-term happiness. To give selflessly is to give without the expectation of recognition and reward; however, this doesn’t mean you cannot accept return gifts. Gratitude, a gift from the heart, is one of the most common return gifts you will receive. When a hungry man gives sincere thanks to another who gave him food, he’s bestowing a return gift of gratitude.
There’s no harm in receiving a person’s gratitude and accepting other unsolicited tokens of appreciation. Accept all reasonable heartfelt gifts to perpetuate and expand the giving process. When appropriate, ask people to repay your gifts by giving to others in need. This can cause a single gift from you to be multiplied many times over.
No cause is greater and deed more worthy than giving to the needy. The act of giving adds meaning and purpose to life. Make the choice to help the needy and start giving your three gifts today.
A Random Act of Kindness
One of the most rewarding forms of giving is a random act of kindness, because it’s immediate and unexpected. I was introduced to this one day when I ordered a cup of coffee at a local coffee house and reached for my wallet, only to be told by the cashier that there was no charge. A gentleman on my left then handed the cashier money, and I got a free coffee! I thanked the man profusely and tried to repay him. He politely refused and told me if I really wanted to thank him, he would appreciate it if I performed a random act of kindness for someone else. I agreed and have been hooked on this form of giving ever since.
Try it. I’m sure you will agree being kind to others is very rewarding. Here are some ideas to get you started:
1) Say hello, wave, and smile at people you don’t know.
2) Buy a stranger a meal or a cup of coffee.
3) If you are approached by someone begging for money to buy food in front of a grocery store, bring them into the store, give them a hand basket, and tell them to fill it with food. Once they are done, pay for their groceries.
4) Give a bottle of water and a sandwich to a homeless person without them asking.
5) Smile, look at, and listen to the next beggar or homeless person who talks to you. They have a genuine need for help. Some people are lonely and only want a few minutes of conversation to make them feel human again.
6) Be courteous and friendly to other drivers on the road.
7) Visit a retirement home. Listen to the stories that the elderly will tell—you may learn something.
8) Help the needy with the skills you use in your everyday professional life.
Every now and again, you can afford to cut someone a break or work for free.
The World Needs More Heroes
A few years ago in a crowded upscale movie theater, an irate hulk of a man was about to make good on his promise to “take apart” an elderly couple, because they had politely asked him to stop talking to his girlfriend during the movie. I couldn’t believe what I was seeing. Two defenseless people were about to be beaten up in front of 233 onlookers and not one person was going to lift a finger to stop it.
Tensions rose in the theater as the angry man grabbed the old couple by their shirts. I could no longer sit and watch this happen. My heart raced with fear as I stood up and said in my toughest voice, “You’ll be going through me first!”
The man looked at me in disbelief. “You got it, pal!” he snarled back.
He let go of the elderly couple and angrily climbed the theater steps to the row where I was standing.
It was at that moment I realized, that in order to play the hero, you must also accept the consequences of your actions. And I was about to be mauled by a grizzly of a man for an elderly couple I didn’t even know.
Before any punches were thrown, another voice boomed through the dark movie theater, but this voice was gravelly, deep, and carried like the sound of a lion roaring on the open savannah.
“NO. I AM FIRST!”
This new challenger stopped the aggressive man in his tracks. The angry man told us both to “go to hell” and returned to his seat, and then he and his girlfriend quickly left the movie theater. Needless to say, I was very relieved at the final outcome.
Would the physical beating that I could have taken for two frail and defenseless strangers have been worth it?
Yes.
There are a few defining moments in life when a person can choose to
demonstrate remarkable character by rising to meet an extraordinary challenge, or shrink from that challenge and be forced to live with the stains of shame and regret. We all have challenges in life. How we choose to meet these challenges reveals our true character.
Working with the poor, feeding the hungry, promoting peace, supporting human rights, helping a stranger in need—what cause will you stand up for? What will life’s challenges reveal about your character? Do you have the courage to Help Those In Need and do the right thing when circumstances call on you to act?
The world needs more heroes—we must all answer the call.
To those who are quick to wield the sword, I say let your first blow fall upon your own breast, and cleave from your heart all ignorance, malice, and discontent. Snip the puppeteer’s strings
and then you will know if you should extend your hand in reconciliation or pierce an enemy with your unforgiving steel.
-Dan Dulin, Author
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