Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns & Volusia Counties
Own a Home Opportunity Program
o 30 años, tasa-fija hipoteca primera.
o $7.500 en el pago inicial y costos de cierre (Condado de Palm Beach prestatarios recibirán
$10.000)
Asistencia en la forma de una diferido, 0% interés segunda hipoteca a 30 años, nunca perdonada.
CALIFICACIONES DEL PROGRAMA
o Los prestatarios deben ser compradores por primera vez.
o El prestatario debe comprar su casa en Condados de Charlotte, Collier, DeSoto, Lee, Palm Beach
o Sarasota.
o (Efectiva 01/01/2021) La puntuación media de FICO es 640 o más.
Límites de Ingresos: Todos Los Tamaños de Hogares
Condado
Límites de Precio de Compra
Charlotte
$294.601
Collier
$400.307
DeSoto
$294.601
Lee
$294.601
Palm Beach
$331.888
Sarasota
$294.601
Límites de Precios de Compra
Condado
FHA, USDA-RD y VA
Freddie Mac
Charlotte
$102.000
$45.840
Collier
$123.450
$62.640
DeSoto
$102.000
$41.360
Lee
$103.050
$53.680
Palm Beach
$118.650
$51.680
Sarasota
$115.050
$56.720
Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns & Volusia Counties
Own a Home Opportunity Grant Program
o 30 años, tasa-fija hipoteca primera.
o 3%, 4% and 5% in Down Payment & Closing Cost Assistance in the form of a non-repayable
Grant.
PROGRAM QUALIFICATIONS
o Los prestatarios deben ser compradores por primera vez.
o El prestatario debe comprar su casa en Condados de Broward, Charlotte, Collier, DeSoto, Lee,
Palm Beach, Sarasota, St. Johns, o Volusia Counties.
o FICO mínimo de 660
Condado
Freddie Mac
HFA
Advantage
Con 80% o
menos de
AMI
FHA, VA,
USDA-RD y Freddie
Mac HFA
Advantage más
del 80% de AMI
Broward
$51.680
$112.200
Charlotte
$45.840
$102.000
Collier
$62.640
$123.450
DeSoto
$41.360
$102.000
Lee
$53.680
$103.050
Palm Beach
$51.680
$118.650
Sarasota
$56.720
$115.050
St. Johns
$58.640
$112.500
Volusia
$47.600
$102.000
Límites de Precios de Compra
Condado
Límites de
Precios de
Compra
Broward
$331.888
Charlotte
$294.601
Collier
$400.307
DeSoto
$294.601
Lee
$294.601
Palm Beach
$331.888
Sarasota
$294.601
St. Johns
$331.888
Volusia
$294.601
Límites de Ingresos
Own a Home Opportunity Program and Own a Home Opportunity Grant Program and Own a Home Opportunity Mortgage Credit Certificate Program
Active Participating Loan Officers 2-21 (SP) = Spanish Speaking
Company Name Phone Number
Academy Mortgage Corporation Mary Keene
NMLS ID: 396398 (904) 685-7482 Academy Mortgage Corporation Steve Geving
NMLS ID: 1561916 (239) 321-1395 All In One Mortgage Lenders (SP) Sylvia Esteve
NMLS ID: 326274 (239) 908-6798 Broker Solutions Inc, DBA New American
Funding
(SP) Cristina Payero
NMLS ID: 309923 (239) 293-8060 Broker Solutions Inc, DBA New American
Funding
Daniel Bernard
NMLS ID: 177390 (239) 850-0366 Broker Solutions Inc, DBA New American
Funding
Karen Solgard
NMLS ID: 392602 (239) 677-3247 Capital Partners Mortgage, LLC Andrew Fishman
NMLS ID: 51648 (954) 243-1155 Capital Partners Mortgage, LLC Jeff Mezzetti
NMLS ID: 11666 (413) 454-4186 Capital Partners Mortgage, LLC Melissa Lopez
NMLS ID: 808117 (305) 632-1373 Capital partners Mortgage, LLC Michael Eddy
NMLS ID: 1451254 (907) 830-2424 Capital Partners Mortgage, LLC William Mei
NMLS ID: 342226 (954) 536-7587 Cardinal Financial Company, Limited
Partnership
(SP) Jose Samuel Condomina NMLS ID: 277058
(239) 289-6276
Christensen Financial, Inc. Laurie Van Haften
NMLS ID: 552546 (321) 888-2380 CMG Mortgage, Inc. dba CMG Financial (SP) Nicolas Garazo
NMLS ID: 938807 (407) 605-3607 CMG Mortgage, Inc. dba CMG Financial Stiliyana Stoyanova
NMLS ID: 1295417 (954) 682-3162 CrossCountry Mortgage, LLC. Brandon Smith
NMLS ID: 1234623 (239) 491-7987 DHI Mortgage Co., Ltd. Cynthia Byrd
NMLS ID: 919186 (239) 225-2600 DHI Mortgage Co., Ltd. Jessica Ming
DHI Mortgage Co., Ltd. (SP) Jorge Gomez
NMLS ID: 1174246 (239) 225-2618 DHI Mortgage Co., Ltd. Susan Macia
NMLS ID: 456039 (941) 875-3820 Eagle Bank & Trust Company Michelle D’Auria
NMLS ID: 419432 (239) 292-4561 Envoy Mortgage, Ltd. (SP) Clelia Kondo
NMLS ID: 339408 (561) 373-0922 Envoy Mortgage, Ltd. Dawn Konieczki
NMLS ID: 436202 (239) 822-3976 Envoy Mortgage, Ltd. (SP) Julia Imoda
NMLS ID: 436258 (239) 821-2254 Envoy Mortgage, Ltd. (SP) Michael Gamboa
NMLS ID: 455403 (561) 329-8626 Envoy Mortgage, Ltd. (SP) Oscar Kassner
NMLS ID: 434330 (941) 266-0541 Envoy Mortgage, Ltd. (SP) Yolanda Bestard
NMLS ID: 820625 (941) 284-4687 Fairway Independent Mortgage Corporation Kimberly Westenbarger
NMLS ID: 341182 (239) 826-4738 First Horizon Bank (SP) Anyela Hernandez
NMLS ID: 320237 (786) 232-1243 First Horizon Bank Ashley Vaughn
NMLS ID: 353001 (239) 481-5153 First Horizon Bank David Seilkop NMLS ID: 341677 (386) 734-0737
Highlands Residential Mortgage, Ltd. Andres Gonzalez
NMLS ID: 461973 (239) 565-5505 Highlands Residential Mortgage, Ltd. (SP) Barbara Perez
NMLS ID: 1636638 (786) 287-5805 Highlands Residential Mortgage, Ltd. Tina Olive
NMLS ID: 233994 (239) 848-5626 LendUS, LLC. Dawn Houser
NMLS ID: 43314 (239) 449-8088 loanDepot.com, LLC (SP) Javier Arriz
NMLS ID: 445944 (786) 346-5180 loanDepot.com, LLC Keri Romero
NMLS ID: 1923804 (954) 471-5139 loanDepot.com, LLC Michael Bergmann
NMLS ID: 448031 (239) 565-9998 loanDepot.com, LLC Nancy Karen Boring
NMLS ID: 572256 (239) 228-4026 loanDepot.com, LLC Susel Hernandez
loanDepot.com, LLC Willard Chubb
NMLS ID: 742489 (941) 416-8070 Mortgage 1, Inc. (SP) Lexi Alvarado
NMLS ID: (239) 471-3696 Mortgage 1, Inc. Vito Leone
NMLS ID: 385517 (239) 340-2532 Mortgage Solutions of Colorado, LLC (SP) Ana Caballero
NMLS ID: 1789128 (239) 234-0148 Mortgage Solutions of Colorado, LLC Christi Moran
NMLS ID: 1340173 (239) 293-0774 Norwich Commercial Group, Inc. Brandon Smith
NMLS ID: 1234623 (603) 759-7516 Paramount Residential Mortgage Group, Inc. Angel Medina
NMLS ID: 949908 (305) 519-7905 South State Bank, National Association Christ Skardoutos
NMLS ID: 1111807 (941) 920-1292 Synovus Bank Robyn Fiel
NMLS ID: 432147 (727) 642-8283 Waterstone Mortgage Corporation Beth Cherry
MyFirstFloridaHome.com
Certified Realtor Partner – Palm Beach County Last Updated 3-10-21
Name Company Phone E-mail
Alberta Mccarthy Homes of Distinction
Realty (561) 376-1114 [email protected] Andrea
Dominigues United Reaty group (561) 617-444 [email protected] Anna Lopez Remax Advance
Realty (786) 205-1735 [email protected] Arlene Alvarez Partnership Realty Inc (561) 598-2620 [email protected]
Ashley Grant Keller Williams
Preferred Partners (561) 574-2492 [email protected] Ashley Whidby PRAG Realtors (754) 264-7253 [email protected] Bertilde
Jean-Pierre
EA Realty &
Investments (561) 617-0987 [email protected] Billy Jacques Canvas Realty (718) 314-8882 [email protected]
Brandon Esparza Home Sales Palm
Beach (720) 470-1440 [email protected] Bryan English English Real Estate
Group, LLC (954) 234-6777 [email protected] Bryan
Franco-Bravo United Realty Group (305) 713-8000 [email protected] Carolina Santana Avanti Way (305) 322-7389 [email protected] Catherine Breese Lubeck Realty Group (561) 714-0287 [email protected] Cecilia Cardozo RE/MAX Advance
Realty (786) 290-7017 [email protected] Cesar Linares Casalina Realty (954) 969-9221 [email protected]
Chase Davis Buccaneer Realty
Global, Inc (561) 801-7111 [email protected] Christina Mione Florida Premier Realty
of the Palm Beaches (561) 294-3355 [email protected] Christine
Snedaker
Sales & Rentals @
Abacoa, Inc. (561) 373-2277 [email protected] Clare Goyette Donohue Real Estate (561) 703-7463 [email protected]
Claribel Reyes ExpRealty (305) 962-5464 [email protected] Claudine Nader Era Home Run Real
Estate (561) 601-9988 [email protected] Deandra DaCosta Signature Commercial
Real Estate LLC (310) 279-9289 [email protected] Deborah
Henriksen
Kustom Properties
Group (561) 762-7600 [email protected] Deborah Rica ERA Home Run Real
Estate (561) 322-0983 [email protected] De’Erika Watson Fire Side Real Estate
Tampa Bay (813) 331-5346 [email protected] Dilek Curtis United Realty Group (949) 554-5857 [email protected]
Dulcineia Berman Dulcineia Berman (954) 274-0888 [email protected] Edna Natalia
Valdez Rutinel
Keller Williams
Preferred Partners (561) 856-7887 [email protected] Eliana Acevedo Remax advance realty (305) 979-5606 [email protected] Elisabeth
Sinyavsky Miami VIP Properties (305) 405-0330 [email protected] Emmanuel Carrie United Realty Group,
Inc (561) 305-0317 [email protected] Frances Gotsis Miami realtors (786) 801-7659 [email protected]
Frances Linton RE/MAX (954) 778-0319 [email protected] Francesca Curcio Florida Communities
Realty (561) 262-2828 [email protected] Guillermo
Fernandez
RE/MAX Advance
Realty II (305) 815-8532 [email protected] Immacula Paul Cellars International
Realty, LLC (786) 251-7100 [email protected] Isabel Perez Preferred Properties Int’l Realty (954) 610-4175 [email protected]
Jacaronda Bradley Ask & You Shall
Receive Realty (561) 268-7244 [email protected] Jake Fletcher Remax Advance (305) 444-7111 [email protected] James Williams James F Williams PA (917) 239-4789 [email protected] Janelle Dowley Jupiter Tequesta
Hobe Sound Realtors (561) 845-7373 [email protected] Jeffrey Wade The Keyes Company (561) 460-4967 [email protected] Jill Barnwell JTHS-MIAMI Realtors
Association (561) 262-5613 [email protected] Joanne Werstlein JTHS-MIAMI (561) 746-2707 [email protected] Johanne Marius Partnership Realty (561) 574-2712 [email protected] John Fehring List Realty (561) 701-7974 [email protected] John D. Fortino Access USA Realty (954) 822-2958 [email protected] John Velez Keller Williams
Preferred Partners (561) 685-7763 [email protected] Jose Esteban
Guedez
Fairbank Realty
Jose H Oliveira B BAS (786) 280-8387 [email protected] Josener Valliere Keller Williams
Preferred Partners (561) 329-2222 [email protected] Karl R Schulz Friday Realty LLC (561) 379-7881 [email protected] Katherine
Valencia-Lozada
Keller Williams Palm
Beaches (561) 891-8828 [email protected] Kevin Kleinman Remax Advance
Realty (305) 323-2142 [email protected] Kim Price William Raveis Real
Estate (561) 379-4554 [email protected] Krissy Rudd Dalton Wade Inc. (561) 229-9180 [email protected] Kyle Gibson Dalton Wade Real
Estate (561) 323-3441 [email protected] Lateesha
Hollomon John A. Leto & Co. (954) 507-2151 [email protected] Lawrence Shafer Buyers Vantage
Realty (954) 962-9317 [email protected] Leah Jackson Miami RE (786) 942-1972 [email protected] Leidy Guzman Real Estate (561) 722-5654 [email protected] Les Salzman dunhill (561) 774-5200 [email protected] Lexsine Mitchell Mitchell Real Estate &
Financing, LLC (561) 727-0724 [email protected] Leza M Lopez Keller Williams Preferred Partners South Florida (407) 534-2032 [email protected]
Lindsay Adam Ask & You Shall
Receive (857) 230-9506 [email protected] Lisa Carroll LoKation Real Estate (561) 402-3458 [email protected]
Lizette Cardoso remax (305) 244-6008 [email protected] Lorelle Wrice Realty 100 (561) 788-2277 [email protected]
Lourdes Brady Miami Association of
Realtors (305) 613-8764 [email protected] Lourdes Carasa
Story Keller Williams (305) 606-9307 [email protected] Lydie
Oucherovitch
Remax Advance
Realty (786) 287-6677 [email protected] Malisa Rambahal The Keyes Company (561) 235-8215 [email protected] Marcelo Peralta Re/max Advance
Realty (786) 369-6761 [email protected] Maria Shanahan ERA Home Run Real
Estate (716) 491-5406 [email protected] Marina Henry-Arpe Donohue Real Estate (305) 342-2457 [email protected] Mayte Gonzalez Canvas Real Estate (561) 577-7740 [email protected] Mike Lay The Beech Group (561) 628-4061 [email protected]
Miriam Hernandez ELC Real Estate LLC (305) 804-9394 [email protected] Monica Samuels MAS REALTY &
INVESTMENTS (305) 562-7980 [email protected] Nagibe Mejia Coldwell Banker
Realty (954) 854-2034 [email protected] Nancy Cardone Miami Association of
Realtors (561) 308-9441 [email protected] Neil Picart Keller Williams
Preferred Partners (561) 889-7075 [email protected] Nicole Jackson Miami Realtors
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Investments (561) 336-0340 [email protected] Onix Miranda Miami Association of
Realtors (786) 691-0383 [email protected] Pamela Rodgers Keller Williams Realty
CS (561) 360-6010 [email protected] Paris Artis Broker (301) 509-5006 [email protected] Pat Zebrowski The Keyes Co (561) 972-4949 [email protected] Patricia
Hernandez
Xtreme International
Realty (754) 235-9791 [email protected] Patricia Leopold Keller Williams
Preferred Partners (561) 727-7563 [email protected] Patrick Dominique Coldwell Banker (954) 600-4406 [email protected] Raymonde
Hedditch
Miami Realtors
association (305) 785-4868 [email protected] Roger Royer Income Properties
South, Inc. (561) 909-7501 [email protected] Royanna Mora The Keyes (305) 479-7008 [email protected] Samantha
Samuels Vylla Home (561) 568-7627 [email protected] Sarah Ward Keller Williams
Preferred Partners (561) 749-7090 [email protected] Shakearah Rolle Arise Real Estate
Advisors (561) 312-2641 [email protected] Shalena Taylor Petty Capital Realty (863) 604-1820 [email protected] Shomberg Ulysse Miami Association of
Realtors (786) 812-6389 [email protected] Shoshana Hill Keller Williams Elite
Silvia C Garcia Keller Williams
Wellington (561) 801-8188 [email protected] Smith Laurent Mears Realty Group (786) 266-5483 [email protected] Steve Folan Keller Williams
Preferred Partners (561) 720-5218 [email protected] Sulay Aguado Canvas Real Estate (954) 381-9399 [email protected] Tania Serrano Keller Williams (561) 777-9363 [email protected] Theresa Wiemer Partnership Realty (561) 512-0448 [email protected] Tracy Sims Keller Williams
Innovations (561) 501-1556 [email protected]
Vina Williams Miami Realtor (786) 897-0552 [email protected] Vivian Fernandez RE/MAX Advance
Realty (305) 322-1813 [email protected]
Wanda McBride The Keyes Company (786) 267-5541 [email protected] William Murphey Magna Realty (954) 249-8300 [email protected] William Neloms Legacy Properties (305) 791-0520 [email protected]
